Acknowledgements |
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xi | |
Author |
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xiii | |
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1 | (16) |
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The Answer Is in the Core |
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3 | (1) |
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3 | (1) |
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4 | (1) |
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5 | (1) |
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6 | (3) |
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9 | (1) |
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What 5G Could Mean for Banks |
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10 | (1) |
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Next-gen Customer Service |
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11 | (1) |
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12 | (1) |
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13 | (1) |
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What Will Be Good to Take from This Chapter? |
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13 | (1) |
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13 | (1) |
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14 | (1) |
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14 | (1) |
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14 | (1) |
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14 | (1) |
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15 | (2) |
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Chapter 2 Traditional Banking |
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17 | (20) |
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17 | (2) |
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Development of the Banking |
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19 | (2) |
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21 | (1) |
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The Use of Computers and Internet in Banking |
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22 | (1) |
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22 | (1) |
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Introduction of Credit Cards |
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23 | (1) |
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Monolithic Architecture of the Banking Software Systems |
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24 | (2) |
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Modernizing Core Banking Systems |
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26 | (2) |
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Progressive Modernization Architecture |
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28 | (2) |
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Database Silos and Why They Aren't Good Anymore |
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30 | (3) |
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Security Point of View (from the Beginning to the Mobile Banking Era Short Overview) |
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33 | (2) |
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35 | (1) |
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What Will Be Good to Take from This Chapter? |
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35 | (1) |
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Modernization of the Core System |
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35 | (1) |
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36 | (1) |
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37 | (14) |
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What Blockchain Means to the FinTech Industry? |
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37 | (1) |
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How Do Blockchain Transform Banking and FinTech Industry? |
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38 | (1) |
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What Exacdy Is Blockchain in Relation to the Commercial and Banking Industry? |
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39 | (1) |
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Behind the Curtain Mechanics of the Blockchain |
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39 | (2) |
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Receiving the Digital Currency |
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41 | (2) |
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How Can Banks and FinTech Benefit from Blockchain Technology? |
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43 | (1) |
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Use Cases of Blockchain in Consumer Banking |
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44 | (2) |
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The Future of Blockchain in Banking |
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46 | (1) |
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47 | (1) |
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47 | (1) |
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48 | (1) |
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49 | (1) |
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What Will Be Good to Take from This Chapter? |
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49 | (1) |
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49 | (1) |
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49 | (1) |
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49 | (1) |
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50 | (1) |
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51 | (18) |
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51 | (1) |
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52 | (1) |
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53 | (1) |
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Smart Banking in 5G World |
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54 | (3) |
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The Architecture of Smart Bank Branch |
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57 | (1) |
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A One-Stop Financial Service Centre |
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58 | (1) |
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AI and VR-based Smart Banking |
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59 | (1) |
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How It Will Impact the Digital Banking Experience? |
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60 | (3) |
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63 | (3) |
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66 | (1) |
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What Will Be Good to Take from This Chapter? |
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66 | (1) |
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66 | (1) |
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66 | (1) |
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67 | (2) |
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Chapter 5 Digital Consumer |
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69 | (8) |
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69 | (2) |
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71 | (1) |
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Cryptocurrencies Show Risks |
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72 | (1) |
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Cutting Banks as a Middleman |
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73 | (1) |
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Regulators Embrace Blockchain |
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74 | (1) |
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The Future of Digital Transactions |
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75 | (1) |
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75 | (1) |
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What Will Be Good to Take from This Chapter? |
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75 | (2) |
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77 | (16) |
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78 | (1) |
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78 | (1) |
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78 | (1) |
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Understanding How It Functions |
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79 | (2) |
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81 | (1) |
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82 | (1) |
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Defining Data Centralization |
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83 | (1) |
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83 | (2) |
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85 | (1) |
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How Quantum Computers Work? |
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85 | (1) |
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Quantum Computing and Banking |
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86 | (2) |
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88 | (1) |
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88 | (1) |
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88 | (1) |
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89 | (1) |
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Developments and Solutions |
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90 | (1) |
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91 | (1) |
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What Will Be Good to Take from This Chapter? |
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91 | (1) |
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91 | (1) |
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92 | (1) |
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92 | (1) |
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Chapter 7 Machine Learning, PaaS, and Other Future Banking Trends |
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93 | (18) |
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94 | (1) |
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Learning from Other Industries |
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95 | (1) |
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Power of Machine Learning in Analytics |
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96 | (2) |
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Machine Learning Options and Sales Strategy |
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98 | (2) |
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Machine Learning: The Rise of the (chat) Bots |
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100 | (1) |
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101 | (1) |
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What Is the Purpose of PaaS? |
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101 | (1) |
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102 | (1) |
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103 | (1) |
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104 | (1) |
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Digital ID Is Becoming a Hidden Payments' Enabler for Retailers |
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104 | (1) |
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Unlocking a Bold New Ecosystem |
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105 | (1) |
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What Form Will the New Digital ID Take? |
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106 | (1) |
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Fingerprint Biometrics as a Digital Identity |
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106 | (1) |
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Building Trust with Biometrics |
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107 | (1) |
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Securing the Future of the Financial Industry |
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107 | (1) |
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108 | (1) |
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What Will Be Good to Take from This Chapter? |
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108 | (1) |
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108 | (1) |
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109 | (2) |
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Chapter 8 Blockchain Bank Architecture |
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111 | (22) |
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What Could Be Exactly Blockchain in the Banking Context? |
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111 | (1) |
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111 | (2) |
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113 | (1) |
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What Are the Benefits of Blockchain KYC? |
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114 | (4) |
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Public Perception about Using Blockchain Technology |
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118 | (3) |
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121 | (1) |
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How Banking-as-a-Service (BaaS) Works? |
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122 | (1) |
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What Will Be Banking-as-a-Service? |
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122 | (1) |
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123 | (3) |
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Banking Software Will Become Modular |
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126 | (1) |
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Banking Software Platforms Are Not BaaS |
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126 | (3) |
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Blockchain Payment Software |
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129 | (1) |
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Blockchain-based Payment System |
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130 | (1) |
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131 | (1) |
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What Will Be Good to Take from This Chapter? |
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131 | (1) |
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131 | (1) |
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Blockchain Payment Software |
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132 | (1) |
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Chapter 9 Common Features: Banking of Tomorrow |
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133 | (18) |
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133 | (1) |
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Banks Look to Save Their Place in Tomorrow's Economy |
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133 | (1) |
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COVID-19 Accelerates Digital Banking Transformation |
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134 | (1) |
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Tech Partnerships Will Be Essential |
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134 | (2) |
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Rise of Digital Currencies |
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136 | (1) |
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Data and Software Are the Heart of the Digital Transformation Economy |
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137 | (1) |
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138 | (2) |
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140 | (1) |
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141 | (1) |
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Lower Fees for Spend Money Worldwide |
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141 | (1) |
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Vaults Spare Change Savings |
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141 | (1) |
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From Official Revolut Website |
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141 | (1) |
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142 | (2) |
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144 | (1) |
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What Is a DeFi CryptoCurrency Lending? |
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145 | (1) |
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What Are Loan Models Available? |
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146 | (1) |
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147 | (1) |
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Risks of Crypto Loans for Borrowers |
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147 | (1) |
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Risks of Crypto Loans for Lenders |
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147 | (1) |
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147 | (1) |
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148 | (1) |
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What Will Be Good to Take from This Chapter? |
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148 | (1) |
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Rise of Digital Currencies |
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148 | (1) |
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Data and Software Are the Heart of the Digital Transformation Economy |
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148 | (1) |
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What Is a DeFi Cryptocurrency Lending? |
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149 | (2) |
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Chapter 10 Insurances Based on the Decentralized Network |
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151 | (22) |
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How Blockchain Can Help the Insurance Industry |
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151 | (1) |
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Using Blockchain to Get the Basic Aspects Right |
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151 | (1) |
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Using Blockchain to Support Innovations |
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152 | (1) |
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153 | (1) |
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154 | (1) |
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How Insurance Firms Are Implementing Blockchain Technologies |
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154 | (1) |
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Using Consortia to Develop Blockchain Capabilities for Insurance Firms |
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155 | (1) |
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156 | (1) |
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Successful Implementation of DLT within the Insurance Ecosystem |
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157 | (1) |
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157 | (1) |
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157 | (1) |
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Benefits of Blockchain in the Insurance Field |
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158 | (1) |
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Blockchain Insurance Uses |
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159 | (8) |
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What Is an Electronic Signature? |
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167 | (1) |
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The Three Types of Electronic Signatures |
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167 | (1) |
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Simple Electronic Signatures |
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168 | (1) |
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Advanced Electronic Signatures (AdES) |
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168 | (1) |
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Qualified Electronic Signatures (QESs) |
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168 | (1) |
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When Should an Electronic Signature Be Used? |
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169 | (1) |
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Electronic Signatures in the EU |
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170 | (1) |
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170 | (1) |
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What Will Be Good to Take from This Chapter? |
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170 | (1) |
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How Blockchain Can Help the Insurance Industry |
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170 | (1) |
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Benefits of Blockchain in the Insurance Field |
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171 | (1) |
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Electronic Signatures in the EU |
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171 | (2) |
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Chapter 11 FinTech in Time |
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173 | (19) |
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The Future of Digital Banking |
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174 | (1) |
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Digital Open Banking Is Rewriting the Banking Rules! |
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174 | (2) |
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The Road Ahead for Indian Open Banking Ecosystems |
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176 | (1) |
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Financial Services Predictions |
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177 | (2) |
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179 | (1) |
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Banks Will Become Similar to the Post Office in Terms of Perception |
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179 | (1) |
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All Businesses Will Be FinTech-based |
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180 | (1) |
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Latin America Will Show the Fastest Rate of Growth |
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180 | (1) |
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The War between Banks and Aggregators Will Be Lost |
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180 | (1) |
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Ant Financial's Market Share Will Grow to Make it the Largest Financial Institution Globally |
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181 | (1) |
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Customers Will Avoid Physical Banking in the Future |
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181 | (1) |
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Advancements in Financial Technology |
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182 | (1) |
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182 | (1) |
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183 | (1) |
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Branches for the Unbanked |
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183 | (1) |
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How Banking Will Change by 2030 |
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184 | (1) |
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184 | (1) |
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"Best of Both" Business Models |
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185 | (1) |
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Increased Security and Growth Focuses |
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185 | (1) |
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185 | (1) |
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186 | (1) |
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Emerging Regulations for Technology |
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187 | (1) |
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188 | (1) |
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188 | (2) |
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The Impact of Social Banking |
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190 | (1) |
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Can Blockchain Provide Security? |
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190 | (2) |
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The Fate of Laggard Business Models for Banking in 2030 |
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192 | (1) |
In Conclusion |
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192 | |