| Introduction |
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ix | |
| Author |
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xiii | |
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1 Evolution of the Financial Services Industry |
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1 | (34) |
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The Evolution of Banks: Temples to Challenger Banks |
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3 | (7) |
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The Evolution of the Wealth Management Industry: Merchant Banking to Robo-Advising |
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10 | (8) |
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The Evolution of the Insurance Industry: Lloyd's of London to Pay per Mile Insurance |
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18 | (5) |
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23 | (4) |
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27 | (8) |
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2 Reshaping the Financial Services Industry |
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35 | (78) |
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FinTechs in the Payments Industry |
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40 | (1) |
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Multichannel Digital Wallets |
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41 | (1) |
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42 | (5) |
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Applications Supporting Wallets |
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47 | (1) |
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Onboarding and KYC Applications |
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48 | (2) |
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50 | (1) |
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FinTechs in the Lending Industry |
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51 | (1) |
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51 | (2) |
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53 | (1) |
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FinTechs Disrupting the Lending Business |
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53 | (2) |
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55 | (5) |
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60 | (7) |
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67 | (5) |
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72 | (3) |
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75 | (2) |
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77 | (3) |
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FinTechs in a Wealth Management Industry |
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80 | (1) |
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81 | (2) |
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83 | (3) |
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Socially Responsible Investing |
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86 | (2) |
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88 | (1) |
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FinTechs in the Insurance Industry |
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89 | (2) |
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Ushering in the New Age of Collaborative Insurance through P2P Insurance |
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91 | (6) |
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On-Demand Insurance: Insuring only When One Wants It |
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97 | (5) |
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Reducing Healthcare Claims through On-Demand Consultation |
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102 | (2) |
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Introducing New Ways of Customer Engagement |
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104 | (1) |
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104 | (1) |
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105 | (1) |
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106 | (1) |
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Technology Reshaping the Insurance Industry |
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106 | (3) |
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Leading Innovation in Nontraditional Insurance |
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109 | (4) |
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3 Technology Disruptions Enabling FinTech Innovations |
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113 | (74) |
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4G and 5G Networks Fueling FinTech Opportunities |
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120 | (1) |
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120 | (1) |
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121 | (1) |
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122 | (1) |
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123 | (1) |
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Mobile Applications and Smartphones Reshaping the Customer Experience |
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123 | (2) |
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FinTechs Making Life Simple by Using Embedded Sensors |
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125 | (1) |
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125 | (1) |
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126 | (1) |
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126 | (1) |
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126 | (1) |
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126 | (1) |
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126 | (1) |
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126 | (1) |
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127 | (1) |
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127 | (1) |
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127 | (1) |
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127 | (1) |
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Smartphone Operating Systems |
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127 | (1) |
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FinTechs Transforming the Customer Experience Using Social Media |
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128 | (3) |
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App Stores Helping FinTechs Expand Globally |
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131 | (3) |
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FinTechs Make Payments Seamless Using Mobile Payments |
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134 | (1) |
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Loyalty Redefined by FinTechs |
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135 | (2) |
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137 | (1) |
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Anybody Can Start a FinTech Using Pay-per-Use Models from the Cloud |
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137 | (1) |
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138 | (1) |
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138 | (1) |
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The Cloud Enables FinTechs to Offer Premium Products at Affordable Prices |
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139 | (1) |
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How FinTechs Are Leveraging the Cloud Service Providers |
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140 | (4) |
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FinTechs Using Web2.0 and Responsive Web Design (RWD) for Rapid Launches |
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144 | (1) |
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RWD Making Cross-Channel Application a Reality for FinTechs |
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145 | (1) |
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146 | (1) |
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146 | (1) |
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146 | (1) |
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FinTechs Launching New Products at an Unmatched Pace Using New Age JS (Javascript) Technologies |
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147 | (2) |
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149 | (2) |
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FinTechs Monetizing Their Platforms through API-fication |
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151 | (1) |
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Powered by PSD2, FinTechs Have an Exciting Future |
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152 | (1) |
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153 | (1) |
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153 | (1) |
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FinTechs Enabling Payment Integration Leveraging API-fication |
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154 | (4) |
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FinTechs Extending Their Wealth Management Platforms |
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158 | (2) |
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FinTechs Leveraging API-fication to Offer Proprietary Platforms |
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160 | (1) |
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161 | (1) |
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FinTechs Employing Intelligent Devices to Disrupt Financial Services |
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162 | (3) |
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IOT Disrupting the Way Banking, Payments and Insurance Is Done |
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165 | (1) |
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Big Data, Analytics and AI |
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166 | (1) |
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FinTechs Redefining Credit Scoring Using Big Data, AI and Analytics |
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167 | (3) |
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FinTechs Enabling Just-in-Time Information and Analysis for Investors |
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170 | (2) |
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FinTechs Encouraging Transparent Lending and Customer-Friendly Ways of Debt Recovery |
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172 | (3) |
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175 | (1) |
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175 | (3) |
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FinTechs Adopting Blockchains to Bring in Security and Transparency |
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178 | (9) |
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4 The State of FinTechs Globally |
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187 | (22) |
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The United States: The Revolution Started from Here |
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191 | (3) |
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194 | (1) |
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194 | (1) |
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FinTechGermany: Playing the Catch-Up Game |
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195 | (1) |
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Sweden: The Place Where Skype and Spotify Were Born |
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196 | (1) |
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France: Gearing Up for the Next Revolution, the FinTech Revolution |
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196 | (1) |
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China: The FinTech Dragon Awakens |
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197 | (2) |
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India: The FinTech Tiger Is Roaring |
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199 | (4) |
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Africa: A Young FinTech Continent |
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203 | (3) |
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Australia, New Zealand and Brazil: The Emerging FinTech Countries |
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206 | (3) |
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5 Incubating the FinTechs and Early Stage Funding |
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209 | (18) |
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Coworking Space: A Place for FinTechs to Enrich and Rediscover Themselves |
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214 | (3) |
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217 | (1) |
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218 | (3) |
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221 | (2) |
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223 | (1) |
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Established Financial Institutions Incubating Start-Ups |
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224 | (3) |
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227 | (24) |
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230 | (1) |
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Compelling User Experience |
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230 | (1) |
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Tapping the Untapped Opportunity Space |
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230 | (1) |
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Automation for Efficiency and Effectiveness |
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231 | (1) |
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Using Unconventional Channels to Market Themselves |
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232 | (1) |
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232 | (1) |
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Collaboration with Peers and Competitors |
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233 | (1) |
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Recent Failures and Lessons Learned |
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234 | (2) |
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Financial Institutions Collaborating with FinTechs to Create an Ecosystem |
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236 | (1) |
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Partnering with FinTechs to Increase Their Offering |
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236 | (1) |
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Using FinTech Products by White-Labeling or by Cobranding |
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237 | (1) |
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Acquiring FinTech Companies |
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238 | (1) |
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Engaging FinTech Companies through Investment/Accelerator Programs |
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239 | (1) |
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239 | (2) |
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241 | (4) |
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Technology Empowering the Tomorrow Land in Financial Service |
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245 | (2) |
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Local Solutions for a Global Service |
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247 | (4) |
| Index |
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251 | |