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E-raamat: FinTech: The Technology Driving Disruption in the Financial Services Industry [Taylor & Francis e-raamat]

  • Formaat: 261 pages
  • Ilmumisaeg: 30-Sep-2020
  • Kirjastus: CRC Press
  • ISBN-13: 9781351036504
  • Taylor & Francis e-raamat
  • Hind: 101,56 €*
  • * hind, mis tagab piiramatu üheaegsete kasutajate arvuga ligipääsu piiramatuks ajaks
  • Tavahind: 145,08 €
  • Säästad 30%
  • Formaat: 261 pages
  • Ilmumisaeg: 30-Sep-2020
  • Kirjastus: CRC Press
  • ISBN-13: 9781351036504

Everything that we know about the world of finance is changing before us. Innovation is happening constantly, despite the protests of the traditional financial industry. With all the new technology that we have today, it is almost mind-blowing to think about the kind of technology that we will have in another ten years or so. The change is going to keep coming, the only thing we can do is get on board with it. This book introduces the basics of FinTech and equips readers with the knowledge to get on the cutting edge of age we live in today.

Introduction ix
Author xiii
1 Evolution of the Financial Services Industry
1(34)
The Evolution of Banks: Temples to Challenger Banks
3(7)
The Evolution of the Wealth Management Industry: Merchant Banking to Robo-Advising
10(8)
The Evolution of the Insurance Industry: Lloyd's of London to Pay per Mile Insurance
18(5)
Emerging FinTechs
23(4)
The Rise of FinTechs
27(8)
2 Reshaping the Financial Services Industry
35(78)
FinTechs in the Payments Industry
40(1)
Multichannel Digital Wallets
41(1)
Digital Wallets
42(5)
Applications Supporting Wallets
47(1)
Onboarding and KYC Applications
48(2)
POS Systems
50(1)
FinTechs in the Lending Industry
51(1)
Formal Lending
51(2)
Informal Lending
53(1)
FinTechs Disrupting the Lending Business
53(2)
P2P Lending
55(5)
POS Lending
60(7)
Online Lending (B2B/B2C)
67(5)
Payday Lending
72(3)
Microfinance
75(2)
Crowdfunding
77(3)
FinTechs in a Wealth Management Industry
80(1)
Financial Advice
81(2)
Automated Investing
83(3)
Socially Responsible Investing
86(2)
Equity Research FinTechs
88(1)
FinTechs in the Insurance Industry
89(2)
Ushering in the New Age of Collaborative Insurance through P2P Insurance
91(6)
On-Demand Insurance: Insuring only When One Wants It
97(5)
Reducing Healthcare Claims through On-Demand Consultation
102(2)
Introducing New Ways of Customer Engagement
104(1)
Quote to Sell
104(1)
Policy Servicing
105(1)
Claims Management
106(1)
Technology Reshaping the Insurance Industry
106(3)
Leading Innovation in Nontraditional Insurance
109(4)
3 Technology Disruptions Enabling FinTech Innovations
113(74)
4G and 5G Networks Fueling FinTech Opportunities
120(1)
1G Networks
120(1)
2G Networks
121(1)
3G Networks
122(1)
4G Networks
123(1)
Mobile Applications and Smartphones Reshaping the Customer Experience
123(2)
FinTechs Making Life Simple by Using Embedded Sensors
125(1)
Accelerometers
125(1)
Gyroscopes
126(1)
Magnetometers
126(1)
Barometers
126(1)
Thermometers
126(1)
Air Humidity
126(1)
Heart Rate Monitor
126(1)
Fingerprint Scanners
127(1)
Radiation Level Sensors
127(1)
Cameras
127(1)
Microphone and Speakers
127(1)
Smartphone Operating Systems
127(1)
FinTechs Transforming the Customer Experience Using Social Media
128(3)
App Stores Helping FinTechs Expand Globally
131(3)
FinTechs Make Payments Seamless Using Mobile Payments
134(1)
Loyalty Redefined by FinTechs
135(2)
Cloud Computing
137(1)
Anybody Can Start a FinTech Using Pay-per-Use Models from the Cloud
137(1)
Cloud Service Models
138(1)
Cloud Deployment Models
138(1)
The Cloud Enables FinTechs to Offer Premium Products at Affordable Prices
139(1)
How FinTechs Are Leveraging the Cloud Service Providers
140(4)
FinTechs Using Web2.0 and Responsive Web Design (RWD) for Rapid Launches
144(1)
RWD Making Cross-Channel Application a Reality for FinTechs
145(1)
Media Queries
146(1)
Fluid Grid
146(1)
Flexible Images
146(1)
FinTechs Launching New Products at an Unmatched Pace Using New Age JS (Javascript) Technologies
147(2)
API-fication
149(2)
FinTechs Monetizing Their Platforms through API-fication
151(1)
Powered by PSD2, FinTechs Have an Exciting Future
152(1)
AISP
153(1)
PISP
153(1)
FinTechs Enabling Payment Integration Leveraging API-fication
154(4)
FinTechs Extending Their Wealth Management Platforms
158(2)
FinTechs Leveraging API-fication to Offer Proprietary Platforms
160(1)
IOT
161(1)
FinTechs Employing Intelligent Devices to Disrupt Financial Services
162(3)
IOT Disrupting the Way Banking, Payments and Insurance Is Done
165(1)
Big Data, Analytics and AI
166(1)
FinTechs Redefining Credit Scoring Using Big Data, AI and Analytics
167(3)
FinTechs Enabling Just-in-Time Information and Analysis for Investors
170(2)
FinTechs Encouraging Transparent Lending and Customer-Friendly Ways of Debt Recovery
172(3)
Blockchain
175(1)
Blockchain Explained
175(3)
FinTechs Adopting Blockchains to Bring in Security and Transparency
178(9)
4 The State of FinTechs Globally
187(22)
The United States: The Revolution Started from Here
191(3)
Europe and the UK
194(1)
UK: The FinTech Hub
194(1)
FinTechGermany: Playing the Catch-Up Game
195(1)
Sweden: The Place Where Skype and Spotify Were Born
196(1)
France: Gearing Up for the Next Revolution, the FinTech Revolution
196(1)
China: The FinTech Dragon Awakens
197(2)
India: The FinTech Tiger Is Roaring
199(4)
Africa: A Young FinTech Continent
203(3)
Australia, New Zealand and Brazil: The Emerging FinTech Countries
206(3)
5 Incubating the FinTechs and Early Stage Funding
209(18)
Coworking Space: A Place for FinTechs to Enrich and Rediscover Themselves
214(3)
Surf Office
217(1)
Incubators
218(3)
Accelerator Programs
221(2)
Impact Hub
223(1)
Established Financial Institutions Incubating Start-Ups
224(3)
6 The Road Ahead
227(24)
FinTechs as Disruptors
230(1)
Compelling User Experience
230(1)
Tapping the Untapped Opportunity Space
230(1)
Automation for Efficiency and Effectiveness
231(1)
Using Unconventional Channels to Market Themselves
232(1)
Agile and Asset Light
232(1)
Collaboration with Peers and Competitors
233(1)
Recent Failures and Lessons Learned
234(2)
Financial Institutions Collaborating with FinTechs to Create an Ecosystem
236(1)
Partnering with FinTechs to Increase Their Offering
236(1)
Using FinTech Products by White-Labeling or by Cobranding
237(1)
Acquiring FinTech Companies
238(1)
Engaging FinTech Companies through Investment/Accelerator Programs
239(1)
The Future of FinTechs
239(2)
The New Financial World
241(4)
Technology Empowering the Tomorrow Land in Financial Service
245(2)
Local Solutions for a Global Service
247(4)
Index 251
Parag Y, Arjunwadkar, PMP, TOGAF is Head of the Digital Touchpoints/Mobile practice (FSGBU) at Capgemini India Pvt. Ltd. As head of digital channels practice, he has developed and delivered digital strategy and road-map for multiple customers comprising of digital factory, innovation factory, mobile office, enablement and transformation roadmap, and UX Studios.