| Introduction |
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1 | (1) |
| About this Book |
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1 | (4) |
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2 | (1) |
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2 | (1) |
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3 | (1) |
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4 | (1) |
| Part I: Getting Started Investing Online |
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5 | (138) |
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Chapter 1 Getting Yourself Ready for Online Investing |
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7 | (28) |
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Why Investing Online Is Worth Your While |
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8 | (1) |
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8 | (3) |
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Measuring How Much You Can Afford to Invest |
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11 | (9) |
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Turning yourself into a big saver |
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12 | (1) |
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Using desktop personal finance software |
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12 | (3) |
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Perusing personal finance websites |
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15 | (2) |
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Capitalizing from personal finance apps |
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17 | (1) |
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Saving with web-based savings calculators |
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18 | (1) |
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Relying on the residual method |
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18 | (1) |
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Using web-based goal-savings calculators |
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19 | (1) |
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Deciding How You Plan to Save |
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20 | (1) |
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Want to Be a Successful Investor? Start Now! |
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21 | (1) |
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21 | (1) |
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Setting Your Expectations |
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22 | (2) |
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Keeping up with the rate of return |
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22 | (1) |
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23 | (1) |
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Determining How Much You Can Expect to Profit |
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24 | (5) |
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25 | (2) |
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What the past tells you about the future |
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27 | (2) |
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Gut-Check Time: How Much Risk Can You Take? |
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29 | (1) |
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Passive or Active? Deciding What Kind of Investor You Plan to Be |
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30 | (5) |
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How to know if you're a passive investor |
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30 | (1) |
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Sites for passive investors to start with |
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31 | (1) |
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How to know whether you're an active investor |
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32 | (1) |
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Sites for the active investor to start with |
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33 | (2) |
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Chapter 2 Getting Your Device Ready for Online Investing |
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35 | (30) |
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Turning Your Device into a Trading Station |
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36 | (3) |
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Using favorites to put data at your fingertips |
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36 | (2) |
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Putting key mobile apps a touch away |
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38 | (1) |
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Compiling a list of must-watch sites |
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38 | (1) |
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Tracking the Market's Every Move |
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39 | (6) |
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Getting price quotes on markets and stocks |
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40 | (1) |
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Slicing and dicing the markets |
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41 | (2) |
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Your crystal ball: Predicting how the day will begin |
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43 | (1) |
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Getting company descriptions |
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43 | (1) |
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Keeping tabs on commodities |
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44 | (1) |
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Tracking bonds and U.S. Treasuries |
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44 | (1) |
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Monitoring Market-Moving News |
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45 | (5) |
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46 | (1) |
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Traditional financial news sites |
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47 | (3) |
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Checking In on Wall Street Chatter |
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50 | (5) |
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Everyone is an expert: Checking in with blogs |
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51 | (1) |
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51 | (1) |
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Getting in tune with podcasts |
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52 | (1) |
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52 | (1) |
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52 | (1) |
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53 | (1) |
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Getting your computer to do the work: RSS feeds |
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53 | (2) |
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Keeping Tabs on the Regulators |
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55 | (3) |
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58 | (1) |
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Searching the Internet High and Low |
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58 | (1) |
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Keeping the Bad Guys Out: Securing Your PC |
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59 | (2) |
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Mastering the Basics with Online Tutorials and Simulations |
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61 | (4) |
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61 | (2) |
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63 | (2) |
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Chapter 3 Choosing the Best Account Type for You |
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65 | (28) |
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Knowing How Different Accounts Are Taxed |
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65 | (2) |
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66 | (1) |
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66 | (1) |
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Education savings accounts |
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67 | (1) |
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Plain Vanilla: The Taxable Brokerage Account |
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67 | (14) |
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The importance of dividends |
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68 | (3) |
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How capital gains are taxed |
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71 | (1) |
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The high tax price of being short-term |
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72 | (1) |
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How long-term capital gains are taxed |
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72 | (1) |
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When you can win from your losses |
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73 | (1) |
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What to do with your worthless stock |
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74 | (2) |
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Using technology to measure your capital gain |
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76 | (1) |
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Measuring your capital gains if you've lost your records |
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77 | (3) |
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80 | (1) |
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Retirement Accounts: Knowing Your 401(k)s from Your IRAs |
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81 | (7) |
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401(k)s: A great place to get started |
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83 | (1) |
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Managing your 401(k) plan online |
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84 | (1) |
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Getting in tune with IRAs |
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85 | (1) |
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86 | (2) |
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Going Back to School with Education Savings Accounts |
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88 | (5) |
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Three numbers you need to know: 529 |
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88 | (1) |
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Getting up to speed on 529 plans online |
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89 | (2) |
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91 | (1) |
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Living in the 529's shadow: The Coverdell |
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92 | (1) |
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Chapter 4 Connecting with an Online Broker |
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93 | (26) |
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Finding the Best Broker for You |
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93 | (3) |
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94 | (2) |
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"Gotchas" to watch out for |
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96 | (1) |
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Separating the Types of Brokerages |
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96 | (11) |
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Deep discounters: Trading for $5 or less |
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97 | (3) |
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Discounters: Trading for $5.01 to $10 |
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100 | (6) |
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106 | (1) |
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107 | (2) |
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Finding Out What Reviewers Think |
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109 | (1) |
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Is Your Money Safe? Checking Out Your Broker |
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110 | (1) |
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Cutting the Cord: Mobile Trading |
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111 | (3) |
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Pay Attention to Where Your Cash Is Parked: Money Market Funds |
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114 | (1) |
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Buying Stocks and Mutual Funds without a Broker |
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115 | (2) |
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Stocks: Direct investments |
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115 | (1) |
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Mutual funds: Straight from the mutual fund company |
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116 | (1) |
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Opening and Setting Up Your Account |
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117 | (2) |
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The checklist of what you need to know |
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118 | (1) |
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The checklist of what you need to have |
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118 | (1) |
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Chapter 5 Getting It Done: How to Enter and Execute Trades |
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119 | (24) |
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Understanding How Stock Trades and Shares Are Handled |
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120 | (7) |
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Ways you can hold your investments |
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120 | (5) |
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A second in the life of a trade |
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125 | (1) |
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ECNs: You have been assimilated |
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126 | (1) |
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Getting It Done: Executing Your Trades |
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127 | (3) |
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127 | (2) |
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Costs of different orders |
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129 | (1) |
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Tailoring your trades even more |
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129 | (1) |
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Going off the Beaten Path with Different Trading Techniques |
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130 | (6) |
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Cashing in when stocks fall: Selling stock short |
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130 | (1) |
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Tracking the short sellers |
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131 | (2) |
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Living on borrowed time: Buying stock on margin |
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133 | (2) |
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The call you don't want to get: The margin call |
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135 | (1) |
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The nightshift: Trading in the extended hours |
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135 | (1) |
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Knowing Your Options: Basic Ways to Best Use Options |
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136 | (9) |
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The different types of options |
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137 | (1) |
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137 | (3) |
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How to get option prices online |
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140 | (1) |
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How to buy options online |
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141 | (1) |
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Discovering more about options online |
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142 | (1) |
| Part II: Using Online Investment Resources |
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143 | (128) |
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Chapter 6 Why Stock Prices Rise and Fall |
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145 | (28) |
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How Stocks Get into the Public's Hands |
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145 | (3) |
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Step 1: An idea becomes a company |
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146 | (1) |
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Step 2: The company expands and grows |
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146 | (2) |
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Step 3: The company goes public |
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148 | (1) |
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Step 4: The new shares trade |
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148 | (1) |
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Why Stocks Move Up and Down in the Short Term |
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148 | (20) |
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Tracking the market's every move |
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150 | (1) |
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Getting in tune with earnings reports |
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150 | (5) |
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Companies and the company they keep in their industries |
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155 | (3) |
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Monitoring the big cheese |
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158 | (1) |
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Where it all begins: Tracking prices of raw materials |
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159 | (1) |
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160 | (1) |
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Mania over merger chatter |
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160 | (1) |
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Why bond yields aren't boring |
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161 | (1) |
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The heartbeat of the economy: Economic reports |
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162 | (2) |
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What they know that you don't - Insider buying and selling |
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164 | (1) |
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Knowing how investors are feeling: Tracking market sentiment |
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165 | (3) |
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What Moves Stocks in the Long Term? |
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168 | (5) |
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Going back to school with academic research |
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169 | (1) |
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Learning from the wise men |
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170 | (3) |
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Chapter 7 Connecting with Other Investors Online |
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173 | (22) |
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Finding Kindred Investment Spirits Online |
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174 | (1) |
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Getting the Message with Stock Message Boards |
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174 | (8) |
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Stock message boards aren't for everyone |
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175 | (1) |
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Understanding the types of stock message boards |
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175 | (2) |
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Knowing the ulterior motives of some online stock message board members |
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177 | (1) |
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Determining what exchange or market a stock trades on |
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178 | (2) |
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A penny saved: Beware of penny stocks |
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180 | (2) |
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Connecting with an Investment Club |
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182 | (2) |
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How to find an investment club that suits you |
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182 | (1) |
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Understanding the drawbacks of investment clubs |
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183 | (1) |
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Social Netwprking Comes of Age |
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184 | (6) |
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What's the fuss about Twitter? |
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184 | (3) |
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Getting a read on the market with Twitter |
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187 | (2) |
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Giving Facebook some face time |
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189 | (1) |
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The Brave New World: Social Networking Meets Online Investing |
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190 | (5) |
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Social investing sites as a higher form of stock message boards? |
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191 | (1) |
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Plugging into social investing sites |
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191 | (1) |
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Starting to get social: Trying social investing sites |
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192 | (1) |
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Choosing a stand-alone social investing site |
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193 | (1) |
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Turning to your broker for social investing |
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194 | (1) |
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Chapter 8 Measuring Your Performance |
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195 | (20) |
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The Importance of Tracking Your Performance |
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195 | (3) |
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Why it's worth the trouble to measure your returns |
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196 | (1) |
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Why you want to measure your risk, too |
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197 | (1) |
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Calculating Your Performance Yourself |
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198 | (4) |
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The easiest way to calculate returns |
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198 | (1) |
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An easy way to calculate returns if you've deposited or taken out money |
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199 | (2) |
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The hardest way to calculate returns |
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201 | (1) |
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Calculating How Risky Your Portfolio Is |
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202 | (6) |
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A simple way of calculating your average return |
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202 | (3) |
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205 | (1) |
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What does it all mean? Sizing up your portfolio |
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206 | (1) |
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Finding other things to compare your returns to |
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207 | (1) |
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Using Online Tools to Calculate Your Performance |
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208 | (7) |
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Looking at online performance-measurement tools |
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208 | (1) |
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Using personal finance and performance-tracking software |
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209 | (1) |
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Using stock simulation and social investing sites |
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210 | (1) |
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Using portfolio-tracking websites |
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211 | (1) |
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Using performance-analytics websites |
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212 | (3) |
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Chapter 9 Choosing an Asset Allocation |
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215 | (18) |
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The Recipe for Your Online Investing: Asset Allocation |
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215 | (8) |
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What's so great about diversification? |
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216 | (1) |
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Zig-zag: The second element of diversification |
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217 | (2) |
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Bigger isn't always better: Understanding size |
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219 | (1) |
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Picking investments with the right styles |
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220 | (2) |
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How rebalancing steadies your portfolio |
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222 | (1) |
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How discipline can save your portfolio from getting spanked |
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223 | (1) |
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Using and Finding Your Perfect Asset Allocation |
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223 | (10) |
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Determining your current asset allocation |
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224 | (2) |
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226 | (2) |
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Picking an asset allocation based on your risk tolerance |
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228 | (2) |
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Picking an asset allocation based on your goals |
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230 | (3) |
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Chapter 10 Finding and Buying Mutual Funds |
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233 | (20) |
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The Feeling Is Mutual: Understanding Mutual Funds |
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233 | (3) |
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Considering the pros of mutual funds |
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234 | (1) |
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Drawbacks of mutual funds worth considering |
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235 | (1) |
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Types of Investment Companies |
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236 | (1) |
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Categorizing Mutual Funds |
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237 | (3) |
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237 | (1) |
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238 | (1) |
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239 | (1) |
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239 | (1) |
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What to Look for in a Mutual Fund |
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240 | (8) |
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Deciphering the morass of mutual fund fees |
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243 | (1) |
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Finding mutual funds that work for you |
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244 | (1) |
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How to buy mutual funds with an online broker |
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245 | (1) |
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How to buy mutual funds without a broker |
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246 | (2) |
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Comparing Mutual Funds to Each Other |
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248 | (1) |
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Putting funds' characteristics side by side |
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248 | (1) |
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Analyzing a mutual fund's risk |
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248 | (1) |
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Getting the Full Story: Reading a Mutual Fund's Prospectus |
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249 | (2) |
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Getting More Information about Funds |
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251 | (2) |
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Chapter 11 Finding and Buying Exchange-Traded Funds |
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253 | (18) |
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253 | (2) |
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Invest in Popular Indexes with ETFs |
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255 | (1) |
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How to Find the Right ETF for the Job |
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256 | (5) |
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Tracking ETFs' every move |
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258 | (1) |
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258 | (2) |
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Finding out how pricey an ETF is |
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260 | (1) |
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Using ETF-Recommending "Robo-Advisors" |
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261 | (4) |
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What the heck is a Robo-Advisor? |
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261 | (1) |
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Robo-Advisors that hold your hand |
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262 | (1) |
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Robo-Advisors that are completely automated |
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263 | (2) |
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ETFs That Go off the Beaten Path |
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265 | (1) |
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266 | (1) |
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A Few Final Things to Consider about ETFs |
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267 | (6) |
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Using ETFs as a way to invest in themes |
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267 | (1) |
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Betting on commodities and currencies with ETFs |
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268 | (1) |
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Reading the fine print: The prospectus |
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269 | (2) |
| Part III: Maximizing Investment knowledge |
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271 | (88) |
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Chapter 12 Putting Companies Under the Microscope |
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273 | (18) |
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Understanding Financial Statements |
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273 | (12) |
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Downloading financial statements |
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275 | (1) |
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How to read the income statement |
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276 | (2) |
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Basics about the balance sheet |
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278 | (1) |
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What you need to know about the cash flow statement |
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279 | (1) |
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280 | (2) |
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How to spot trends in financial statements |
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282 | (2) |
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Using financial statements to understand the company |
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284 | (1) |
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Unearthing Details about the Company from Regulatory Filings |
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285 | (6) |
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Finding the nitty-gritty description of the company |
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286 | (1) |
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Getting the details on company announcements |
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286 | (1) |
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Finding out whether the company is being sued |
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286 | (1) |
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Getting the truth from management |
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287 | (1) |
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Seeing whether the company has gotten into a tiff with its auditors |
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288 | (1) |
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Weighing the risk of failure |
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288 | (1) |
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Seeing what the company is worried about |
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289 | (1) |
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Assessing how much the company's management is getting paid |
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289 | (1) |
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Determining how independent the company's leadership is |
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290 | (1) |
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Chapter 13 Evaluating Stocks' Prospects |
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291 | (18) |
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Finding Out How to Not Overpay for Stocks |
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292 | (10) |
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Quick ways to determine how pricey a stock is |
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294 | (2) |
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Ways to interpret valuations |
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296 | (3) |
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Studying stocks using automated tools |
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299 | (1) |
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Shortcomings of studying stocks' valuation ratios |
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300 | (1) |
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The armchair investor's way to not overpay |
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301 | (1) |
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Evaluating Stocks' Potential Return and Risk |
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302 | (2) |
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Measuring a stock's total return |
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302 | (2) |
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Finding out more about risk and return online |
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304 | (1) |
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Digging Even Deeper: Advanced Valuation Techniques |
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304 | (5) |
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Using the dividend discount model to see whether a stock is on sale |
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304 | (2) |
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The value hunter's favorite weapon: The discounted cash flow analysis |
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306 | (3) |
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Chapter 14 Finding Investment Ideas with Online Stock Screens |
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309 | (16) |
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Getting Familiar with Stock Screens |
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310 | (5) |
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How you can create an online screen |
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311 | (1) |
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General characteristics you can use to screen stocks |
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312 | (1) |
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Choosing an online screening site |
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313 | (2) |
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Knowing What You're Looking For: Popular Screening Variables |
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315 | (4) |
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The basics: 'Cause you have to start somewhere |
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316 | (1) |
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Getting more particular: More advanced variables to screen for |
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317 | (1) |
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Finding stocks using trading-pattern variables |
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318 | (1) |
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Getting Started with Premade "Canned" Screens |
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319 | (2) |
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Designing Your Own Custom Screens |
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321 | (4) |
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Finding different industries' best companies using Google Finance |
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322 | (1) |
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Finding value or growth companies using Morningstar's Stock Screener |
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323 | (2) |
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Chapter 15 Analyzing the Analysts and Stock Pickers |
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325 | (16) |
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Picking Apart Professional Analyst Reports |
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326 | (8) |
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How to access analyst reports online |
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326 | (3) |
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Determining which Wall Street analysts are worth listening to |
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329 | (1) |
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What to look for in an analyst report |
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330 | (1) |
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Pssst...understanding the "whisper number" |
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331 | (1) |
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Accessing and understanding credit ratings |
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332 | (2) |
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Connecting with Online Stock Ratings |
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334 | (3) |
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Putting quant stock models to work for you |
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334 | (2) |
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Sharing stock ratings with other investors online |
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336 | (1) |
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Evaluating Stock- and Mutual Fund-Picking Newsletters and Websites |
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337 | (4) |
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Before you sign up for a stock-picking service |
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338 | (1) |
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Using newsletters to your advantage |
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338 | (3) |
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Chapter 16 Researching and Buying Bonds Online |
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341 | (18) |
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Getting Acquainted with Bonds |
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342 | (10) |
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343 | (3) |
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Online resources to find out more about bonds |
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346 | (1) |
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347 | (5) |
|
How to Find and Buy Bonds Online |
|
|
352 | (4) |
|
Finding individual bonds online |
|
|
352 | (1) |
|
Sealing the deal: Buying individual bonds online |
|
|
353 | (3) |
|
Considering Bond Alternatives |
|
|
356 | (5) |
|
Money market funds and certificates of deposit |
|
|
356 | (1) |
|
Wall Street's lost child: Preferred stock |
|
|
357 | (2) |
| Part IV: The Part of Tens |
|
359 | (28) |
|
Chapter 17 Ten Top Mistakes Made by Online Investors |
|
|
361 | (8) |
|
Buying and Selling Too Frequently |
|
|
361 | (1) |
|
Letting Losers Run and Cutting Winners Short |
|
|
362 | (1) |
|
Focusing on the Per-Share Price of the Stock |
|
|
363 | (1) |
|
Failing to Track Risk and Return |
|
|
364 | (1) |
|
Taking Advice from the Wrong People |
|
|
364 | (1) |
|
Trying to Make Too Much Money Too Quickly |
|
|
365 | (1) |
|
Letting Emotions Take Over |
|
|
366 | (1) |
|
Looking to Blame Someone Else for Your Losses |
|
|
367 | (1) |
|
Ignoring Tax Considerations |
|
|
367 | (1) |
|
Dwelling on Mistakes Too Long |
|
|
368 | (1) |
|
Chapter 18 Ten Ways to Protect Your Investments and Identity Online |
|
|
369 | (10) |
|
Beware of Pyramid Schemes |
|
|
370 | (1) |
|
Steer Clear of Ponzi Schemes |
|
|
370 | (1) |
|
Avoid Tout Sheets and Know Whom You're Taking Advice From |
|
|
371 | (2) |
|
Don't Fall for Investment Spam Emails |
|
|
373 | (1) |
|
Understand Loopholes Scammers Can Use |
|
|
373 | (2) |
|
Familiarize Yourself with the Fingerprints of a Scam |
|
|
375 | (1) |
|
Learn to Be an Online Sleuth |
|
|
375 | (1) |
|
Know How to Complain If You Suspect a Fraud |
|
|
376 | (1) |
|
Make Sure That Your Computer Is Locked Down |
|
|
376 | (1) |
|
Be Aware of Online Sources for More Information |
|
|
377 | (2) |
|
Chapter 19 Online Investors' Ten Most Common Questions |
|
|
379 | (8) |
|
How Do I Find Out Which Companies Are Going to "Split" Their Stock? |
|
|
379 | (1) |
|
Can I Use Options to Boost My Returns? |
|
|
380 | (1) |
|
Can I Still Lose Money If I Invest in Bonds? |
|
|
381 | (1) |
|
What's the Easiest Way to Invest in Commodities? |
|
|
382 | (1) |
|
How Long Will It Take for Me to Double My Money? |
|
|
382 | (1) |
|
Do I Have a Say in How a Company I'm Invested in Operates? |
|
|
383 | (1) |
|
How Can Deep-Discount Online Brokers Make Money Charging $5 or Less for Trades? |
|
|
384 | (1) |
|
How Are Hedge Funds, Private-Equity Funds, and Venture Capital Funds Different? |
|
|
384 | (1) |
|
If a Company Is Buying Back Its Stock, Does That Mean the Stock Is Cheap? |
|
|
385 | (1) |
|
I Own a House. Do I Need to Hold Real-Estate Investment Trusts in My Stock Portfolio, Too? |
|
|
386 | (1) |
| Index |
|
387 | |
