Stay ahead in FinTech's AI era by mastering generative AI integration and leveraging real-world case studies and proven frameworks to build trustworthy, high-impact financial products.
Key Features
Master AI-first product management with real-world case studies, templates, and frameworks Integrate generative AI and LLMs into financial products while ensuring trust and compliance Learn from real FinTech successes and failures in payments, lending, and banking Purchase of the print or Kindle book includes a free PDF eBook
Book DescriptionIn todays FinTech landscape, AI is no longer optional, its non-negotiable. And its not here to replace product managers, but to enhance their skills and amplify their impact. This book is a comprehensive guide for product managers and FinTech innovators looking to harness generative AI and LLMs in financial services. As the industry moves beyond traditional apps into AI-driven platforms, this book offers a practical blueprint for building trust and driving innovation in a rapidly evolving landscape shaped by generative AI. Unlike other FinTech books that lean towards theory, this guide provides actionable, real-world insights. It covers foundational AI-first principles, offers deep dives into key FinTech verticals through success-and-failure case studies, and explores platform scaling and agentic AI. Each chapter centers on real scenarios including a FinTech startup case study to illustrate frameworks and best practices. Youll learn to integrate AI responsibly, navigate regulatory hurdles, and design customer-centric, data-driven financial products. Youll equip yourself with the practical tools and templates to confidently innovate within regulatory boundaries. By the end, youll be ready to design and scale AI-driven financial products, positioning yourself as a forward-thinking product leader in the AI-first FinTech era.What you will learn
Design, launch, and scale AI-driven FinTech products across verticals Integrate generative AI and LLMs into FinTech solutions responsibly Navigate regulations and compliance challenges in AI-first products Balance customer-centric design with sustainable monetization models Learn from FinTech success and failure stories to avoid pitfalls Apply platform thinking and AI-first frameworks to scale your products Discover how autonomous AI agents will reshape FinTech
Who this book is forThis book is ideal for FinTech product managers, digital innovation leads, business strategists, and FinTech entrepreneurs aiming to lead AI-driven product innovation. Its written for professional product thinkers in financial services who are building or scaling products and want to harness generative AI to improve customer experiences and operations. A solid grasp of fundamental product management concepts is expected, but deep expertise in AI or finance is not required key ideas are explained with clear context.
Table of Contents
The New Product Manager in FinTech First Principles Thinking
Data, Identity, and Trust as Product Building Blocks
AI and Regulation Turning Compliance into Product Advantage
Payments Designing Invisible, Trusted Payment Experiences
Lending Credit Access in the Age of Algorithmic Underwriting
Digital Banking From Mobile-First to AI-First Experiences
WealthTech Personalizing Investments with AI Agents
RegTech Turning Compliance into Scalable Products
Blockchain and Web3 Product Strategy Beyond the Hype
InsurTech Building Transparent, AI-Enhanced Insurance Journeys
GenAI for FinTech Product Builders
Building Scalable AI-Native FinTech Platforms
Scaling Teams and Governing Responsible Autonomy
Architecting Goal-Based Financial Agent
Trust, Safety, and Compliance in Agentic Financial Products
Productizing and Scaling Financial Agent
Abhijit Dey is a fintech and digital banking product leader with 18+ years of experience across AI, GenAI, APIs, and embedded finance. He has led transformative initiatives like UPI, Credit on UPI, and BaaS in India. A GenAI and API evangelist, he blends systems thinking with customer-first design. As co-author of AI-Powered FinTech Product Management, he shares practical insights on scaling platforms, productizing APIs, and building AI-driven and agentic financial journeys. Abhijit is also a mentor and speaker shaping the future of AI-first financial services. Srinivasan Shanmuganathan, known as Shan, is a seasoned financial-services technologist with two decades bridging banking, insurance, fintech innovation, and product development. An enterprise strategist and API evangelist, he's architected systems powering markets, ecommerce, and trading desks. Shan excels in integration, transforming legacy estates into nimble digital platforms. He's known for reshaping foreign-exchange platforms and pioneering API-first ecosystems for banking and insurance, leading industry benchmark API marketplaces. David Roldán Martínez is a digital product strategist with 25+ years of experience across FinTech, Insurtech, SaaS, and responsible innovation. He has led global initiatives on open finance, AI adoption, and API-driven platforms, blending strategy with systems thinking. An author of 30+ books, neuromarketing specialist, and active voice in AI ethics, he contributes to frameworks on transparency and governance. As co-author of AI-Powered FinTech Product Management, he brings practitioner insights on scaling digital products, embedding AI responsibly, and shaping the future of ethical financial technology.
