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FinTech and Financial Inclusion: Leveraging Digital Finance for Economic Empowerment and Sustainable Growth [Kõva köide]

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  • Formaat: Hardback, 302 pages, kõrgus x laius: 234x156 mm, kaal: 750 g, 64 Tables, black and white; 30 Line drawings, black and white; 30 Illustrations, black and white
  • Sari: Routledge International Studies in Money and Banking
  • Ilmumisaeg: 28-Mar-2025
  • Kirjastus: Routledge
  • ISBN-10: 1032846070
  • ISBN-13: 9781032846071
  • Formaat: Hardback, 302 pages, kõrgus x laius: 234x156 mm, kaal: 750 g, 64 Tables, black and white; 30 Line drawings, black and white; 30 Illustrations, black and white
  • Sari: Routledge International Studies in Money and Banking
  • Ilmumisaeg: 28-Mar-2025
  • Kirjastus: Routledge
  • ISBN-10: 1032846070
  • ISBN-13: 9781032846071
"Fintech and Financial Inclusion is a comprehensive edited volume exploring the transformative impact of financial technology on expanding access to financial services and fostering sustainable economic development. This collection brings together insights from leading scholars and practitioners across 20 chapters, offering a multifaceted examination of fintech innovations and financial inclusion globally. The book covers key topics such as the role of financial and digital literacy, fintech's impact on financial systems and economic growth, and case studies from countries like Ghana and India. It delves into technological aspects of fintech, including AI in banking and social media in financial education, while also addressing trends, challenges, and opportunities in fintech adoption. The volume doesn't shy away from ethical considerations and risks associated with fintech, exploring issues of security, privacy, and trust in digital finance. Gender equality in financial inclusion receives significant attention, with a focus on empowering women through financial access. Throughout, the book provides a balanced mix of theoretical frameworks, empirical studies, and practical insights, making it an invaluable resource for academics, policymakers, fintech entrepreneurs, and financial sector professionals. By bringing together various perspectives, this volume enhances our understanding of how technological innovations can create more inclusive and sustainable financial systems worldwide, addressing both the transformative potential of fintech and the challenges for responsible implementation in diverse economic contexts"--

FinTech and Financial Inclusion is a comprehensive edited volume exploring the transformative impact of financial technology on expanding access to financial services and fostering sustainable economic development. This collection brings together insights from leading scholars and practitioners across 20 chapters, offering a multifaceted examination of fintech innovations and financial inclusion globally.

The book covers key topics such as the role of financial and digital literacy, fintech’s impact on financial systems and economic growth, and case studies from countries like Ghana and India. It delves into technological aspects of fintech, including artificial intelligence (AI) in banking and social media in financial education, while also addressing trends, challenges, and opportunities in fintech adoption. The volume doesn’t shy away from ethical considerations and risks associated with fintech, exploring issues of security, privacy, and trust in digital finance. Gender equality in financial inclusion receives significant attention, with a focus on empowering women through financial access. Throughout, the book provides a balanced mix of theoretical frameworks, empirical studies, and practical insights, making it an invaluable resource for academics, policymakers, fintech entrepreneurs, and financial sector professionals.

By bringing together various perspectives, this volume enhances our understanding of how technological innovations can create more inclusive and sustainable financial systems worldwide, addressing both the transformative potential of fintech and the challenges for responsible implementation in diverse economic contexts. The core readership includes researchers, students, policymakers, and stakeholders involved in various aspects of finance, technology, sustainability, and policy. It serves as a guide for those looking to understand the practical applications of blockchain in driving environmental change and offers a visionary outlook on the technology’s potential to reshape industries sustainably.



This comprehensive edited volume explores the transformative impact of financial technology on expanding access to financial services and fostering sustainable economic development. It brings together insights from leading scholars and practitioners, offering a multifaceted examination of fintech innovations and financial inclusion globally.

List of Figures and Tables. List of Contributors. Preface. 1 Role of
Financial and Digital Literacy in Inclusive Finance and Sustainable
Development. 2 Financial Inclusion as a Pathway to Sustainable Economic
Development in Ghana: Is More Financial Inclusion Better? 3 Digital
Transformation in India: A Case Study of Enactment of Artificial Technology
in Indian Banks. 4 Fintech Integration in Forex and Stock Markets: Exploring
Dynamic Relationship in the Indian Stock Market. 5 Role of Social Media:
Evaluating Accessibility and Interactivity Relevance in Financial Education
Content. 6 Fintech and Financial Inclusion: Trends and Challenges. 7 A STEEP
Analysis of the Fintech Adoption of the Financial Industry. 8 Building Blocks
for Inclusive and Innovative Financial Technology: Evidence from
Entrepreneurial Firms in Emerging African Economies. 9 The Promise and Perils
of Machine Learning in Finance. 10 Fintech in Managing Emotional Behavioral
Biases on Investment Decision-Making. 11 Role of Digital Education in
Financial Literacy: A Bibliometric Analysis and Future Research Agenda. 12
Financial Inclusion: A Catalyst for Sustainable Development and Economic
Empowerment. 13 Charting the Fintech Frontier: Transformative Technologies
for Sustainable Industries. 14 Investigating Factors Inducing the Acceptance
of e-banking Lounge Services in Metro Cities of North India. 15 Security,
Privacy, and Trust in Fintech. 16 Empowering Women through Financial Access
and Digital Payments in Southern Rajasthan: An Empirical Analysis. 17
Exploring the Roots of Gender Inequality in Digital Payments Utilisation in
Tanzania. 18 Priority Sector Lendings Impact Appraisal on Sales and Profit:
A Financial Inclusion Outlook in Context of India. 19 Artificial
Intelligence, Fintech, and Financial Inclusion in African Digital Space. 20
Fintech: Foundations, Applications, and Future. Index.
Vikas Sharma is an Associate Professor at the University School of Business, Chandigarh University, Mohali, India.

Munish Gupta is an Associate Professor at the University School of Business, Chandigarh University, Mohali, India.

Nilesh Arora is a Professor at the University School of Business, Chandigarh University, Mohali, India.

Aijaz A. Shaikh is a Senior Research Fellow at the Institute of Information and Computational Technologies, Almaty, Kazakhstan.