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Global Fintech Revolution: Practice, Policy, and Regulation [Kõva köide]

(Senior Lecturer in Law, King's College London)
  • Formaat: Hardback, 304 pages, kõrgus x laius x paksus: 240x160x23 mm, kaal: 586 g
  • Ilmumisaeg: 11-Jul-2024
  • Kirjastus: Oxford University Press
  • ISBN-10: 019885014X
  • ISBN-13: 9780198850144
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  • Formaat: Hardback, 304 pages, kõrgus x laius x paksus: 240x160x23 mm, kaal: 586 g
  • Ilmumisaeg: 11-Jul-2024
  • Kirjastus: Oxford University Press
  • ISBN-10: 019885014X
  • ISBN-13: 9780198850144
Teised raamatud teemal:
Lerong Lu examines the biggest change in modern financial industry - the Fintech (financial technology) revolution - that denotes the close interaction between the financial services industry and latest information technologies such as big data, cloud computing, blockchain, and artificial intelligence. The three areas of banking institutions, online lending marketplaces, and money and payment systems are explored to assess how financial innovations affect the traditional financial industry, what kinds of regulatory challenges arise, and how global policymakers react to such challenges.

With in-depth and international case studies on Fintech, including app-based banking services, mobile payments, P2P lending, and cryptocurrencies, the global Fintech hubs in six continents are assessed. The complex, dynamic, and multidimensional Fintech ecosystem is also investigated including its key players (such as regulatory strategy, regulatory sandbox, and RegTech) and Fintech corporations (including financial holding companies, Fintech unicorns, BigTech firms, and Metaverse platforms).

Lu highlights the enormous benefits for financial institutions and their consumers and argues that Fintech contributes to a more equal, democratic, inclusive, and sustainable financial system. However, he also considers the risks and multiple legal, ethical, and regulatory challenges for policy-makers and financial authorities that Fintech has posed.

Lerong Lu examines the biggest change in modern financial industry - the Fintech (financial technology) revolution - that denotes the close interaction between the financial services industry and latest information technologies such as big data, cloud computing, blockchain, and artificial intelligence.

Arvustused

True to its revolutionary emphasis as contained in the title, Lu's book serves as a valuable contribution that highlights the transformative power of technology in reshaping financial systems. Offering a robust analysis of current fintech technologies and their attendant impacts, the book clearly demonstrates the potential for fintech to democratize finance and drive economic inclusion worldwide. * Gordon Kuo Siong Tan, Routledge * Global Fintech Revolution: Practice, Policy, and Regulation is a timely and valuable contribution that addresses a significant gap in the existing literature by exploring the practices, policies, and regulation of FinTech businesses and their related ecosystems. It offers policymakers and regulators worldwide insightful perspectives, serving as an important resource for navigating the evolving landscape. * Dr. Min Yan, Reader and Deputy Associate Dean (Research) at the City Law School, University of London, published in Securities Regulation Law Journal (Spring 2025, Thomson Reuters). * Dr. Lerong Lu is commended for this insightful contribution to the laws, policies and technologies implicating fintech. This book serves as a valuable resource for academicians, practitioners, regulators, and students. * Marc I. Steinberg, Professor of Law and Rupert and Lillian Radford Chair in Law, SMU Dedman School of Law, USA * Timely, rigorous, and engaging - Global FinTech Revolution captures the essence of how technology is reshaping finance worldwide. A must-read for academics, regulators, and practitioners alike. * Dr. Daniele D'Alvia, Deputy Director of the Institute of Banking and Finance Law, Queen Mary University of London * Global Fintech Revolution is an outstanding and timely contribution to the financial technology field. Dr Lu skilfully bridges innovation and regulation, clearly articulating how AI, blockchain and cloud-based infrastructures are transforming financial services while introducing new compliance and cybersecurity challenges. For those of us working at the intersection of technology, regulation and operational resilience, this book provides both strategic insight and practical clarity. * Richard Tong, Senior Cybersecurity and Compliance Expert, Amazon Web Services (AWS) * Global Fintech Revolution has quickly established itself as an essential textbook for postgraduate students studying fintech in both law and business schools across the UK. Dr Lu's clear and rigorous analysis bridges legal, financial and technological perspectives, making complex developments accessible without losing academic depth. It has become a foundational text for teaching the next generation of fintech lawyers, policymakers and industry professionals. * Dr. Ci Ren, Lecturer in Business Law, University of Leeds * This book provides an outstanding analysis of the current Fintech revolution. It is a must-read for all researchers, practitioners and policy-makers interested in an interdisciplinary and comparative perspective on the economics and regulation of Fintech. * Felix Steffek, Professor of Law, Faculty of Law, University of Cambridge *

List of Figures List of Tables List of Abbreviations 1: Introduction 2:
Understanding Fintech 3: Fintech EcosystemDLPart One: Global Fintech Hubs and
Regulatory Solutions 4: Fintech EcosystemDLPart Two: Fintech Corporations,
BigTech, and Metaverse 5: Fintech in Banking Institutions 6: Fintech in
Online Lending Marketplaces 7: Fintech in Monetary and Payment Systems 8:
Conclusion Bibliography Index
Dr Lerong Lu is Senior Lecturer in Law (Associate Professor) and Director of LLM Law & Technology Programme at the King's College London. Prior to this position, he was Lecturer in Law at the University of Bristol. He obtained PhD and LLM degrees from the University of Leeds and is a Fellow of the UK Higher Education Academy. He has published extensively in the fields of financial law and regulation with over 40 articles in academic journals and edited books.