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Good Retirement Guide 2020: Everything You Need to Know About Health, Property, Investment, Leisure, Work, Pensions and Tax 34th Revised edition [Kõva köide]

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  • Formaat: Hardback, 288 pages, kõrgus x laius: 234x156 mm
  • Ilmumisaeg: 03-Jan-2020
  • Kirjastus: Kogan Page Ltd
  • ISBN-10: 178966067X
  • ISBN-13: 9781789660678
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  • Formaat: Hardback, 288 pages, kõrgus x laius: 234x156 mm
  • Ilmumisaeg: 03-Jan-2020
  • Kirjastus: Kogan Page Ltd
  • ISBN-10: 178966067X
  • ISBN-13: 9781789660678
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Whether it is a relaxing, action-packed or financially rewarding retirement you are planning for, this is the book for you. Fully revised and updated, The Good Retirement Guide 2020 is packed with hundreds of useful hints, tips and insights into your retirement preparation. In retirement, personal ambitions can be realized and new experiences enjoyed, yet with so much to consider, people are often unsure how best to plan for their future. The scope for concern and confusion is even greater with the uncertain economic and political climate, changing retirement ages, the pressures of an ageing population, and evolving pension rules. Making the most out of retirement by changing to a new career, or starting your own business, only adds to the plethora of retirement options.

The Good Retirement Guide 2020 is an indispensable book that you will refer to again and again, offering clear and concise suggestions on a broad range of subjects for pre-retirement planning in the UK. Including information on: finance (investments, pensions, annuities and drawdown, benefits and tax), housing, health, holidays, starting a business and looking after elderly parents, this book will help you to save more, live better, and be happier.



Make the most of retirement with this clear and concise guide to a broad range of subjects that affect UK retirees, now in its 34th edition.
01 Are you looking forward to retirement?
1(6)
How to use this book
2(1)
Pre-retirement courses
3(1)
New focus for the retired
4(1)
Financial advice
5(1)
Additional resources
6(1)
02 Money and budgeting
7(24)
Doing the sums - budgeting
9(11)
Possible ways of boosting your retirement income
20(2)
Spending now for saving later
22(2)
Saving now for spending later
24(2)
Money - if you are made redundant
26(3)
Money left unclaimed
29(1)
More money information
29(2)
03 Pensions
31(32)
The State Pension
31(5)
How the old State Pension is worked out
36(3)
How the new State Pension is worked out
39(2)
Other state benefits for pensioners
41(2)
Advice about State Pensions and benefits
43(1)
Private pensions
43(12)
Information, guidance and advice about private pensions
55(2)
Divorce, separation and bereavement
57(3)
Pension questions
60(2)
Lifetime Individual Savings Accounts (LISAs)
62(1)
04 Tax
63(32)
Income tax - the basics
64(6)
Tax-free income
70(2)
Income tax on savings and investments
72(3)
Paying and reclaiming income tax
75(5)
National Insurance contributions (NICs)
80(1)
Capital gains tax
80(4)
Inheritance tax (IHT)
84(4)
Retiring abroad
88(5)
Information and advice about tax
93(2)
05 Investment
95(36)
General investment strategy
95(5)
Annuities
100(6)
National Savings & Investments (NS&I)
106(1)
Bank and building society accounts
107(4)
Fixed-interest securities
111(4)
Peer-to-peer lending
115(2)
Equities
117(2)
Investment funds
119(4)
Investment-type life insurance
123(3)
Investor protection
126(5)
06 Your home
131(48)
Staying put
131(4)
Moving to a new home
135(7)
Homes that are different
142(4)
How green is your house?
146(6)
Tips for reducing your energy bills
152(1)
Improvement and repair
153(3)
Safety in the home
156(2)
Home security
158(3)
Personal safety
161(1)
Home insurance
162(4)
Raising money on your home - equity release
166(1)
Using your home to earn money
167(3)
Holiday lets
170(1)
Help with housing costs
171(8)
07 Leisure activities
179(22)
Adult education
179(3)
Arts
182(4)
Computing and IT
186(1)
Creative writing
186(1)
Dance/keep fit
187(1)
Games
187(1)
Gardens and gardening
188(1)
History
189(2)
Museums
191(1)
Nature and conservation
191(1)
Public library service
192(1)
Sciences and other related subjects
193(1)
Special interests
193(1)
Sport
194(3)
Women's organizations
197(1)
For people with disabilities
198(1)
Public transport
199(2)
08 Starting your own business
201(50)
Taking stock
202(5)
Getting organized
207(10)
Finding customers
217(2)
Financial matters
219(10)
Dealing with tax
229(13)
Other rules and regulations
242(8)
Sources of help and advice
250(1)
09 Looking for paid work
251(20)
Financial considerations
252(2)
Special measures to assist disabled people to work
254(1)
Age discrimination and equality
254(2)
Assessing your abilities
256(1)
Training opportunities
257(2)
Help with finding a job
259(2)
CV writing
261(1)
Interview technique
262(1)
Part-time openings
262(1)
Employment ideas
263(8)
10 Voluntary work
271(8)
Types of work
271(1)
Choosing the right voluntary work
272(5)
Long-term volunteering
277(2)
11 Health
279(30)
Keep fit
279(1)
Sensible eating
280(1)
Keeping healthy in the heat
281(1)
Food safety
281(1)
Drink
282(1)
Smoking
283(1)
Accident prevention
284(1)
Aches, pains and other abnormalities
284(1)
Health insurance
285(2)
Long-term care plans
287(1)
Income protection insurance
288(1)
Health screening
289(1)
The NHS
289(4)
Alternative medicine
293(1)
Eyes
294(2)
Feet
296(1)
Hearing
297(1)
Teeth
298(1)
Personal relationships
298(1)
Depression
299(1)
Some common afflictions
300(5)
Disability
305(4)
12 Holidays
309(12)
Insurance
310(4)
Travel and other concessions
314(2)
Health tips for travellers
316(5)
13 Caring for elderly parents
321(28)
Ways of adapting a home
321(3)
Alarm systems
324(1)
Main local authority services
325(1)
Key voluntary organizations
326(2)
Transport
328(1)
Power of Attorney
329(1)
Living-in help
330(2)
Flexible care arrangements
332(1)
Emergency care for pets
332(1)
Practical help for carers
333(1)
Benefits and allowances
334(2)
Financial assistance
336(1)
Special accommodation
337(4)
Care homes
341(4)
Some special problems
345(4)
14 No-one is immortal
349(18)
Wills
349(7)
Provision for dependent adult children
356(1)
Money and other worries - and how to minimize them
357(1)
Funeral plans
358(4)
State benefits and tax
362(2)
Organizations that can help
364(3)
Index 367
Jonquil Lowe is an economist and author specializing in personal finance. With a background in stockbroking and then as head of money research at Which?, her career spans 40 years and around 30 books, the latest being The Good Retirement Guide, published by Kogan Page. She is Senior Lecturer in Economics and Personal Finance at the Open University, a Senior Fellow of the Higher Education Academy, and an Associate Member of the Chartered Institute for Securities and Investments.