| 1 Are you looking forward to retirement? |
|
1 | (5) |
|
|
|
1 | (2) |
|
|
|
3 | (1) |
|
New focus for the retired |
|
|
3 | (1) |
|
|
|
4 | (1) |
|
|
|
4 | (1) |
|
|
|
5 | (1) |
| 2 Money and budgeting |
|
6 | (18) |
|
|
|
6 | (1) |
|
Doing the sums - budgeting |
|
|
7 | (5) |
|
Possible ways to cut spending |
|
|
12 | (1) |
|
Possible ways of boosting your retirement income |
|
|
12 | (6) |
|
Spending and saving for later |
|
|
18 | (3) |
|
Money if you are made redundant |
|
|
21 | (2) |
|
|
|
23 | (1) |
| 3 Pensions |
|
24 | (25) |
|
|
|
24 | (5) |
|
How much is the old State Pension? |
|
|
29 | (1) |
|
How much is the new State Pension? |
|
|
30 | (2) |
|
Deferring your State Pension |
|
|
32 | (1) |
|
Advice about State Pensions and benefits |
|
|
33 | (1) |
|
|
|
33 | (11) |
|
Information, guidance and advice about private pensions |
|
|
44 | (1) |
|
|
|
45 | (2) |
|
Lifetime Individual Savings Accounts (LISAs) |
|
|
47 | (2) |
| 4 Tax |
|
49 | (21) |
|
|
|
49 | (6) |
|
|
|
55 | (1) |
|
Income tax on savings and investments |
|
|
56 | (3) |
|
Paying and reclaiming income tax |
|
|
59 | (5) |
|
National Insurance contributions (NICs) |
|
|
64 | (1) |
|
|
|
65 | (3) |
|
Information and advice about tax |
|
|
68 | (1) |
|
New health and social care levy |
|
|
69 | (1) |
| 5 Investment |
|
70 | (26) |
|
General investment strategy |
|
|
70 | (5) |
|
|
|
75 | (5) |
|
National Savings & Investments (NS&I) |
|
|
80 | (1) |
|
Bank and building society accounts |
|
|
81 | (2) |
|
Fixed-interest securities |
|
|
83 | (2) |
|
|
|
85 | (2) |
|
|
|
87 | (2) |
|
|
|
89 | (3) |
|
Investment-type life insurance |
|
|
92 | (2) |
|
|
|
94 | (2) |
| 6 Your home |
|
96 | (35) |
|
|
|
96 | (2) |
|
|
|
98 | (5) |
|
|
|
103 | (4) |
|
|
|
107 | (3) |
|
Tips for reducing your energy bills |
|
|
110 | (1) |
|
|
|
111 | (1) |
|
Improvement, repair and adaptations |
|
|
112 | (2) |
|
|
|
114 | (3) |
|
|
|
117 | (2) |
|
|
|
119 | (1) |
|
|
|
120 | (3) |
|
Raising money on your home - equity release |
|
|
123 | (1) |
|
Using your home to earn money |
|
|
124 | (3) |
|
Council tax and help with housing costs |
|
|
127 | (4) |
| 7 Retiring abroad |
|
131 | (8) |
|
|
|
132 | (1) |
|
|
|
133 | (1) |
|
|
|
133 | (1) |
|
|
|
134 | (1) |
|
Taxation if you live abroad |
|
|
135 | (4) |
| 8 Leisure activities |
|
139 | (18) |
|
|
|
139 | (2) |
|
|
|
141 | (4) |
|
|
|
145 | (1) |
|
|
|
145 | (1) |
|
|
|
146 | (1) |
|
|
|
146 | (1) |
|
|
|
147 | (1) |
|
|
|
148 | (1) |
|
|
|
149 | (1) |
|
|
|
150 | (1) |
|
|
|
151 | (1) |
|
Sciences and other related subjects |
|
|
151 | (1) |
|
|
|
152 | (1) |
|
|
|
153 | (2) |
|
|
|
155 | (1) |
|
For people with disabilities |
|
|
156 | (1) |
| 9 Starting your own business |
|
157 | (27) |
|
|
|
157 | (4) |
|
|
|
161 | (8) |
|
|
|
169 | (2) |
|
|
|
171 | (8) |
|
Other rules and regulations |
|
|
179 | (3) |
|
Sources of help and advice |
|
|
182 | (2) |
| 10 Looking for paid work |
|
184 | (17) |
|
|
|
184 | (2) |
|
Special measures to assist disabled people to work |
|
|
186 | (1) |
|
Age discrimination and equality |
|
|
187 | (1) |
|
|
|
188 | (1) |
|
|
|
189 | (2) |
|
|
|
191 | (2) |
|
|
|
193 | (1) |
|
|
|
193 | (1) |
|
|
|
194 | (7) |
| 11 Voluntary work |
|
201 | (6) |
|
|
|
201 | (2) |
|
Choosing the right voluntary work |
|
|
203 | (4) |
| 12 Health |
|
207 | (19) |
|
|
|
207 | (1) |
|
|
|
208 | (1) |
|
Keeping healthy in the heat |
|
|
208 | (1) |
|
|
|
209 | (1) |
|
|
|
210 | (1) |
|
|
|
211 | (1) |
|
|
|
211 | (1) |
|
Aches, pains and other abnormalities |
|
|
211 | (1) |
|
|
|
212 | (3) |
|
|
|
215 | (1) |
|
|
|
215 | (4) |
|
|
|
219 | (1) |
|
|
|
219 | (2) |
|
|
|
221 | (1) |
|
|
|
221 | (1) |
|
|
|
222 | (1) |
|
|
|
223 | (1) |
|
|
|
224 | (1) |
|
|
|
224 | (1) |
|
|
|
225 | (1) |
| 13 Holidays |
|
226 | (10) |
|
|
|
226 | (3) |
|
|
|
229 | (4) |
|
Health tips for travellers |
|
|
233 | (1) |
|
Visas, passports and other requirements |
|
|
234 | (2) |
| 14 Caring for elderly parents |
|
236 | (20) |
|
|
|
236 | (3) |
|
|
|
239 | (1) |
|
Main local authority services |
|
|
239 | (2) |
|
Key voluntary organizations |
|
|
241 | (1) |
|
|
|
242 | (1) |
|
|
|
243 | (1) |
|
|
|
244 | (1) |
|
Flexible care arrangements |
|
|
245 | (1) |
|
|
|
246 | (1) |
|
Practical help for carers |
|
|
246 | (1) |
|
|
|
247 | (4) |
|
|
|
251 | (4) |
|
|
|
255 | (1) |
| 15 No one is immortal |
|
256 | (19) |
|
|
|
256 | (4) |
|
|
|
260 | (6) |
|
Provision for dependent adult children |
|
|
266 | (1) |
|
Money and other worries - and how to minimize them |
|
|
267 | (1) |
|
|
|
268 | (3) |
|
|
|
271 | (3) |
|
Organizations that can help |
|
|
274 | (1) |
| Index |
|
275 | |
