If youre serious about getting things right with your money and avoiding costly mistakes then set time aside to work through this excellent book. You will end up better off. No question. -- Paul Lewis, Freelance Presenter * Money Box BBC Radio 4 * Wonderfully researched, jargon-free, thought-provoking, interactive and engages the reader from start to finish. -- Jeff Prestridge, Personal Finance Editor * Mail on Sunday * This book possibly has the most heart of any finance book ever written. It gets right to the nub of why mastering the management of our finances for ourselves is so crucial but also so difficult. Robin and Jonathan skilfully blend excellent tips with helpful exercises, relatable anecdotes and decades of wisdom. Their understanding of behavioural psychology underpins their very human approach, and the result is that topics are accessible in a way that I would venture has never been achieved in a finance book before. -- Becky OConnor * Head of Pensions and Savings, Interactive Investor * Im often asked to recommend a good, essential book on investments within the UK tax and legal system. Until now, there wasnt one. This book is now my go-to pick. -- Steve Conley * CEO, Academy of Life Planning, and former Head of Investments, HSBC * This is a must read for anyone wishing to make the most of their money and not give away too much to the people and firms that would manage it for them. -- Ali Hussain, Chief Money Reporter * Times and Sunday Times * There are many books about how to get rich fast. Their authors certainly get rich, readers less so. Much more useful and a lot rarer are books that help you to grow your money steadily and avoid losing your savings this book achieves this. It is very precious! -- Ludovic Phalippou * Professor of Financial Economics, University of Oxford Saïd Business School * I welcome this much-needed book, here to help anyone make sense of their money and pensions. With their human touch, no-nonsense language and a relentlessly practical approach, Robin and Jonathan have written the missing manual for everyday investors. -- Jackie Leiper * Managing Director, Pensions & Stockbroking at Lloyds Banking Group * Anyone who wants to get started in the world of investing faces information overload. Its easy to take the wrong advice on social media or to be completely put off investing by reading content that is riddled with jargon. This book offers a great solution its written by experienced authors that you can trust and its set out in a clear and highly digestible format. -- Moira ONeill, Investing columnist * Financial Times * The book is grounded in robust evidence from a wide range of sources, and benefits hugely from the vast experience of two authors who have been at the forefront of the debate on how to democratize savings and allow individuals to be in control of their financial futures. I only wish the book had been written 20 years ago as it would have saved me from many costly lessons. -- Professor Iain Clacher * Professor of Pensions and Finance, University of Leeds * Jonathan and Robin are refreshingly clear about a complex subject, offering a straightforward, evidence-based approach to retirement planning. Great for the everyday investor who wants to cut through the jargon and make good decisions for the future. -- Diane Maxwell * former Retirement Commissioner for New Zealand * This is not just another book about investing. It is a comprehensive financial lifestyle manual relevant to people of all ages and walks of life. -- Mark Northway * Director, ShareSoc * The book distils decades of expert evidence into actionable points every investor can follow. This is the book your overpriced financial adviser wishes you had not read! -- Jens Hagendorff * Professor of Finance, Kings College London * This book is an antidote to the misleading messaging and hype that some parts of the industry have been putting out for decades, to consumers detriment. -- Andy Agathangelou * Founder, Transparency Task Force * This is an important book that breaks down the barriers to financial planning, easily readable by non-experts and based around six sensible rules for investing. -- Professor Ian Tonks * University of Bristol *
