| Preface |
|
viii | |
| About the Editors |
|
xi | |
| Acknowledgments |
|
xiv | |
|
|
|
|
InsurTech Definition as Its Own Manifesto |
|
|
6 | (3) |
|
Why is Insurance Failing? |
|
|
9 | (4) |
|
Digital Transformation in Insurance -- Four Common Factors from Other Industries |
|
|
13 | (4) |
|
InsurTech -- Problem or Solution for Agents and Brokers? |
|
|
17 | (4) |
|
The Best InsurTech May not be InsurTech |
|
|
21 | (3) |
|
"Real" InsurTech Startups do it Differently! |
|
|
24 | (8) |
|
|
|
|
A Cartographer's Dream -- Exploring, and Mapping, the New Unknown |
|
|
32 | (3) |
|
Where Does InsurTech Leave the People who Work in Insurance? |
|
|
35 | (5) |
|
InsurTechs -- Magical Thinking and Other Secrets of Success |
|
|
40 | (3) |
|
"INSoT" -- The Insurance of Things and the Proliferation of Protection |
|
|
43 | (4) |
|
From Insurance Premium to Discrete Event |
|
|
47 | (3) |
|
Seamless Insurance: The Time is Now |
|
|
50 | (3) |
|
The Potential of a Pension Dashboard Infrastructure for UK Pension Savers |
|
|
53 | (4) |
|
Six Mega-trends that Will Take Insurance Back to the Future |
|
|
57 | (4) |
|
InsurTech -- Not a Zero Sum Game |
|
|
61 | (7) |
|
|
|
|
Not too Big to Learn not to Fail? |
|
|
68 | (3) |
|
Insurance Expertise, Family, and Integrity -- The Story of SPIXII's Founding Team |
|
|
71 | (4) |
|
Disrupting Car Insurance -- Drivies App Makes Driving More Fun, and Insurance Fairer |
|
|
75 | (5) |
|
Genomics 101 -- The Search for a Better Life Expectancy Predictor Leads GWG Life to a Science Lab |
|
|
80 | (8) |
|
4 Internationalizing InsurTech |
|
|
|
Internationalizing InsurTech -- A Global Phenomenon in Different Markets |
|
|
88 | (3) |
|
Increasing Access to Insurance in Developing Countries |
|
|
91 | (4) |
|
|
|
95 | (3) |
|
Seven Things Insurers and InsurTechs Need to Know about the German Insurance Market |
|
|
98 | (4) |
|
InsurTech in Turkey -- Challenges and Opportunities |
|
|
102 | (4) |
|
InsurTech in Latin America -- The Promise of Insurance for Everybody? |
|
|
106 | (2) |
|
InsurTech Trends -- Why Regionalization Matters |
|
|
108 | (9) |
|
5 Collaborative Innovation: Observe -- Partner -- Invest |
|
|
|
The Corporate Collaboration Opportunity in InsurTech |
|
|
117 | (4) |
|
Competition vs. Coopetition in the Insurance Market |
|
|
121 | (3) |
|
Incumbent and InsurTech Collaboration via Open Innovation Strategy |
|
|
124 | (5) |
|
A Collaborative Approach in the InsurTech World -- One Platform in One Click |
|
|
129 | (5) |
|
Dating InsurTech Startups |
|
|
134 | (3) |
|
Altered Attitudes, Altered Outcomes -- Collaborating for a Better Future |
|
|
137 | (3) |
|
Think InsurTech Culture Before InsurTech Adoption |
|
|
140 | (8) |
|
|
|
|
A Four-Step Practical Guide to Build InsurTech Value Chain Ecosystems |
|
|
148 | (5) |
|
Sell Your Insurance at the Right Time -- Consider Micro Policies |
|
|
153 | (4) |
|
InsurTech: Refreshingly Different -- Like Lemonade! |
|
|
157 | (4) |
|
Forget Peer-to-Peer, the Future of Insurance is Invisible and Parametric |
|
|
161 | (4) |
|
Behavioural Design and Price Optimization in InsurTech |
|
|
165 | (6) |
|
|
|
171 | (4) |
|
Beware of GDPR -- Take your Cyber Risk Responsibility More Seriously |
|
|
175 | (4) |
|
Why Claims Sharing? Innovating within the Business-to-Business Insurance Claims Handling Ecosystem |
|
|
179 | (3) |
|
Reinsurers Need Backward Innovation |
|
|
182 | (8) |
|
|
|
|
Business Model Innovation -- From Incremental to Disruptive |
|
|
190 | (5) |
|
The Future of Insurance -- From Managing Policies to Managing Risks |
|
|
195 | (4) |
|
Seeing through the Hype -- A Closer Look at Key Smart InsurTech Business Models |
|
|
199 | (3) |
|
Assessing the Long-Term Viability of the Insurance Peer-to-Peer Business Model |
|
|
202 | (4) |
|
You Said Sharing Economy? |
|
|
206 | (5) |
|
From Claim Settlement to Claim Prevention -- How Insurers Can Make Use of Predictive Analytics to Change their Business Model |
|
|
211 | (4) |
|
True Business Model Innovation -- a Credit-Based Approach |
|
|
215 | (3) |
|
From Event-Focused Insights to Coaching |
|
|
218 | (9) |
|
|
|
|
Becoming Tech-First -- Why Adopting a "Tech-First" Mindset is Non-Negotiable |
|
|
227 | (4) |
|
Practical Robotics in Insurance -- The Future is Here Already |
|
|
231 | (5) |
|
Frictionless Insurance in a Land of Utility |
|
|
236 | (4) |
|
The Smart Journey -- From Contract Hype to Insurance Reality |
|
|
240 | (4) |
|
InsurTech and Al -- You Can Run but You Cannot Hide from the Future |
|
|
244 | (3) |
|
Blockchain Startups -- Unlikely Heroes for the Insurance Industry? |
|
|
247 | (3) |
|
Alexa, Can You Get me an Insurance? A Structured Approach to the Hyped Technology of Voice-Based Assistants |
|
|
250 | (4) |
|
InsurTech's Big Questions -- Why the Customer is Still Always Right |
|
|
254 | (3) |
|
ClaimsTech - The InsurTech's Action List |
|
|
257 | (3) |
|
|
|
260 | (8) |
|
|
|
|
Digital Transformation and Corporate Innovation Management -- an Incumbent's Action Plan |
|
|
268 | (3) |
|
The New World of the Connected Customer -- The Future of Microinsurance? |
|
|
271 | (3) |
|
Personal Asset Liability Management System |
|
|
274 | (3) |
|
Social Media in Insurance |
|
|
277 | (3) |
|
InsurTech and the Promise of "Property Value Hedging Technology" |
|
|
280 | (3) |
|
Insurance 2029 -- Life Backup Companion |
|
|
283 | (5) |
| List of Contributors |
|
288 | (15) |
| Index |
|
303 | |
