Timely, rigorous, and truly global, this well-curated handbook integrates policy, infrastructure, and frontier innovation; from MiCAR and UPI to DeFi, CBDCs, and climate finance. With comparative cases and evidence-based insights, it offers a practical compass for researchers, executives, and regulators navigating the next chapter of digital finance. -- Aristeidis Samitas, National and Kapodistrian University of Athens, Greece This Handbook is an indispensable resource, blending research with practical insights. It captures the complexity, promise, and global impact of FinTech with remarkable clarity. For scholars, policymakers, innovators, and practitioners, it is both a compass for todays challenges and a guide to shaping tomorrows financial innovation. -- Nasir Zubairi, CEO, The Luxembourg House of Financial Technology, Luxembourg This Handbook charts the real future of finance: platforms as infrastructure, data as capital, and trust as the currency that underpins both. -- Leila Fourie, Group Chief Executive, JSE Limited, South Africa A landmark volume curated by two of FinTechs sharpest minds - Salampasis and Schueffel - and enriched by global experts. This Handbook delivers deep, actionable insight across regulation, innovation, and trust. An essential compass for navigating the future of digital finance with academic rigor and real-world relevance. -- David Lee Kuo Chuen, Chairman, Global Fintech Institute, Singapore