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Impact of eConveyancing on Title Registration: A Risk Assessment 2015 ed. [Kõva köide]

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Gabriel Brennan

Formaat: Hardback, 316 pages, kõrgus x laius: 235x155 mm, kaal: 664 g, 7 Illustrations, color; XV, 316 p. 7 illus. in color., 1 Hardback
Ilmumisaeg: 18-Nov-2014
Kirjastus: Springer International Publishing AG
ISBN-10: 3319103407
ISBN-13: 9783319103402

Teised raamatud teemal:

International law - (Hetkel poes: 1 nimetust)
Comparative law - (Hetkel poes: 1 nimetust)
International economic & trade law
Business applications - (Hetkel poes: 2 nimetust)
Legal aspects of IT

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Formaat: Hardback, 316 pages, kõrgus x laius: 235x155 mm, kaal: 664 g, 7 Illustrations, color; XV, 316 p. 7 illus. in color., 1 Hardback
Ilmumisaeg: 18-Nov-2014
Kirjastus: Springer International Publishing AG
ISBN-10: 3319103407
ISBN-13: 9783319103402

Teised raamatud teemal:

International law - (Hetkel poes: 1 nimetust)
Comparative law - (Hetkel poes: 1 nimetust)
International economic & trade law
Business applications - (Hetkel poes: 2 nimetust)
Legal aspects of IT

Püsilink: https://www.kriso.ee/db/9783319103402.html

Märksõnad:

This work is an assessment of how to manage risk in property transactions in the context of the move from paper-based to electronic conveyancing (eConveyancing). In particular the focus is on risks that impact on title registration, and the security, protection or lack thereof that this registration offers to land owners, third parties and property claimants. The impact is the extent to which a change in the transactional process may unintentionally affect risk (being the consequence of change and the likelihood of that consequence having a negative effect). The risks are identified, analysed and evaluated against the backdrop of title registration and the development of eConveyancing through a comparative analysis of the systems in Ireland and Ontario, while also referencing other developing electronic systems around the globe.

1. Introduction.- 2. Methodology.- 3. Defining eConveyancing.- 4. Defining Title Registration.- 5. Identification of Risks.- 6. Before Registration.- 7. The Register.- 8. After Registration.- 9. Conclusion.

1 Introduction

(12)

1.1 Context

(2)

1.2 Focus

(2)

1.3 Approach

(1)

1.4 Method

(3)

1.5 Scholarship

(1)

1.6 Legislation

(1)

1.7 Summary

(3)

References

(3)

2 Methodology

(38)

2.1 Introduction

(1)

2.2 Methodology

(5)

2.3 Neutral Vocabulary

(33)

2.3.1 Context

(5)

2.3.2 Neutral vocabulary

(24)

Conclusion

(1)

References

(4)

3 Defining Econveyancing

(64)

3.1 What Is Conveyancing?

(1)

3.2 What Is eConveyancing?

(22)

3.2.1 What Is Not Included?

(2)

3.2.2 Phases of eConveyancing

(7)

3.2.3 Relationship Between eRecords, eApplication, eRegistration and eConveyancing

(3)

3.2.4 eConveyancing in the Context of eCommerce and eGovernment: Towards an Information Age

(6)

3.3 The Case for Reform

(13)

3.4 Development of eConveyancing in Ireland and Ontario

(28)

3.4.1 eConveyancing in Ireland

(8)

3.4.2 eConveyancing in Ontario

(10)

Conclusion

105

(3)

References

108

(7)

4 Defining Title Registration

115

(38)

4.1 What Is Land Registration?

115

(4)

4.2 What Is Title Registration?

119

(4)

4.3 Why Title Registration?

123

(3)

4.4 Dynamic Versus Static Security

126

(7)

4.5 Indefeasibility Outside Land Registration

133

(1)

4.6 Exceptions to Indefeasibility

134

(2)

4.7 Title Registration System in Ontario

136

(1)

4.8 Estates and Interests Protected by the Title Register in Ontario

137

(5)

4.9 Title Registration System in Ireland

142

(2)

4.10 Estates and Interests Protected by the Title Register in Ireland

144

(9)

Conclusion

147

(1)

References

147

(6)

5 Identification of Risks

153

(24)

5.1 Modelling

153

(3)

5.2 Schematic

156

(3)

5.2.1 Transaction for Value

157

(1)

5.2.2 Transaction Not for Value i.e. a Gift

158

(1)

5.2.3 Distinction Between U and V

158

(1)

5.3 Standpoints

159

(6)

5.3.1 Standpoint of Transferor

160

(1)

5.3.2 Standpoint of Transferee

161

(1)

5.3.3 Standpoint of Lender

162

(1)

5.3.4 Standpoint of Donor

163

(1)

5.3.5 Standpoint of Donee

163

(1)

5.3.6 Standpoint of Third Party

164

(1)

5.3.7 Standpoint of Property Claimant

164

(1)

5.4 Risk Matrix

165

(4)

5.5 Distinction Between Bona Fide Purchaser for Value and Volunteer

169

(2)

5.6 Categorisation of Rights

171

(2)

5.7 Conveyancing as a Process

173

(4)

Conclusion

175

(1)

References

175

(2)

6 Before Registration

177

(24)

6.1 Introduction

177

(1)

6.2 Registration Gap

177

(14)

6.2.1 Risk from T

181

(3)

6.2.2 Risk from U

184

(2)

6.2.3 Risk from V

186

(1)

6.2.4 Removal of the Registration Gap

186

(1)

6.2.5 Effect of eConveyancing

187

(2)

6.2.6 Impact on Risk

189

(2)

6.3 Formalities for Registration

191

(10)

6.3.1 Risk in a Paper Environment

192

(1)

6.3.2 Changes in Formalities

193

(4)

6.3.3 Risk in an eConveyancing Environment

197

(1)

Conclusion

198

(1)

References

199

(2)

7 The Register

201

(42)

7.1 Introduction

201

(3)

7.2 Risk from Combined Transaction and Registry Errors

204

(1)

7.3 Risk from Registry Errors

205

(1)

7.4 The Position in Ireland

206

(11)

7.4.1 Rectification

208

(4)

7.4.2 Compensation

212

(1)

7.4.3 How Errors Are Addressed by the Registration System in Ireland

213

(4)

7.5 The Position in Ontario

217

(11)

7.5.1 Rectification

221

(1)

7.5.2 Compensation

222

(2)

7.5.3 How Errors Are Addressed by the Registration System in Ontario

224

(4)

7.6 Impact on Risk

228

(2)

7.7 Claims

230

(13)

7.7.1 Claims in Ireland

230

(1)

7.7.2 Claims in Ontario

230

(8)

Conclusion

238

(3)

References

241

(2)

8 After Registration

243

(46)

8.1 Introduction

243

(3)

8.1.1 Interests Off the Register Which Affect Title

244

(1)

8.1.2 Destructive Effects of a Registered Transaction

244

(1)

8.1.3 Rights Not Recognised

245

(1)

8.1.4 Scenarios

246

(1)

8.2 Overriding Interests

246

(4)

8.2.1 Short Term Tenancy

248

(1)

8.2.2 Effect of Overriding Interest

249

(1)

8.3 Destructive Effects of a Registered Transaction

250

(4)

8.3.1 Trust

250

(3)

8.3.2 Effect of Overreaching

253

(1)

8.4 Rights Not Recognised

254

(5)

8.4.1 Easement

254

(3)

8.4.2 Effect of Rights Not Recognised

257

(2)

8.5 Effect of eConveyancing

259

(30)

8.5.1 Moving Rights on to the Register

260

(2)

8.5.2 Interest Recording

262

(3)

8.5.3 Reclassification of Interests in land

265

(6)

8.5.4 An (In)complete Title Register

271

(7)

8.5.5 Certainty Versus Flexibility

278

(2)

8.5.6 A Stricter Numerus Clausus

280

(3)

Conclusion

283

(2)

References

285

(4)

9 Conclusion

289

(26)

9.1 Introduction

289

(1)

9.2 Risk Versus Reward

289

(2)

9.3 Impact of eConveyancing on Risk

291

(4)

9.3.1 Registration Gap

291

(1)

9.3.2 Formalities for Registration

292

(1)

9.3.3 Error in Register

293

(1)

9.3.4 Interests Off the Register Which Affect Title

294

(1)

9.3.5 Destructive Effects of a Registered Transaction

294

(1)

9.3.6 Rights Not Recognised

295

(1)

9.4 Risk to U and V

295

(1)

9.5 Interference in the Land Market

296

(3)

9.6 Indemnity for Loss

299

(9)

9.6.1 Title Insurance Versus State Compensation

299

(6)

9.6.2 Imposition of Loss

305

(3)

9.6.3 Grounds for Increased Risk to U and V

308

(1)

9.7 Recommendations

308

(7)

Conclusions

310

(2)

References

312

(3)

Glossary

315

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