| Acknowledgments |
|
vii | |
| Preface |
|
ix | |
|
The Legal Systems that Regulate the Marketplaces |
|
|
1 | (108) |
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The Constitutional Systems |
|
|
1 | (57) |
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Division of Authority in the European Union |
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|
1 | (32) |
|
United States Constitution |
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|
33 | (25) |
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58 | (33) |
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|
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58 | (16) |
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74 | (17) |
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Contract and Commercial Law in the European Community and the United States |
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|
91 | (3) |
|
|
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91 | (3) |
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|
|
94 | (1) |
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Consumer Protection Generally |
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|
94 | (15) |
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94 | (3) |
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|
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97 | (2) |
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Who Exactly Is a ``Consumer''? |
|
|
99 | (1) |
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When Community and Federal Laws Preempt State Laws |
|
|
99 | (1) |
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Implementation of Consumer Legislation: Agencies |
|
|
100 | (6) |
|
|
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106 | (3) |
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|
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109 | (64) |
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|
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110 | (43) |
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Advertising Facts in the United States |
|
|
110 | (1) |
|
|
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110 | (18) |
|
|
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128 | (25) |
|
|
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153 | (5) |
|
|
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158 | (6) |
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|
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164 | (5) |
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Interpreting Advertisements: The ``Consumer'' Standard |
|
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169 | (4) |
|
|
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173 | (44) |
|
Federal Trade Commission Policy Statement on Unfairness |
|
|
173 | (6) |
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Sales in Noncommercial Settings |
|
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179 | (18) |
|
|
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179 | (16) |
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Cooling Off and Guaranteed Business Loans |
|
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195 | (2) |
|
|
|
197 | (1) |
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Multi-Level (``Pyramid'') Selling |
|
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197 | (13) |
|
General Description and Analysis |
|
|
197 | (2) |
|
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199 | (11) |
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210 | (7) |
|
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210 | (1) |
|
|
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211 | (2) |
|
|
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213 | (1) |
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Inertia Selling: Unsolicited Goods |
|
|
214 | (1) |
|
|
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215 | (2) |
|
|
|
217 | (86) |
|
Background on Consumer Credit |
|
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217 | (12) |
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The Pluses and Minuses of Using Consumer Credit |
|
|
217 | (9) |
|
Historical Development in the United States |
|
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226 | (3) |
|
|
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229 | (21) |
|
|
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229 | (11) |
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Rate Regulation in the European Community |
|
|
240 | (1) |
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Rate Regulation in the United States: The Roles of the Federal and State Governments |
|
|
241 | (7) |
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Disguised Credit Transactions |
|
|
248 | (2) |
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Disclosure of Credit Terms: A General Study of Disclosure as a Consumer Protection Device |
|
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250 | (31) |
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General Disclosure Requirements |
|
|
250 | (26) |
|
|
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276 | (5) |
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Guarantees, Consumer Credit, and Disclosure |
|
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281 | (6) |
|
Consumer Liability for Unauthorized Charges |
|
|
287 | (5) |
|
|
|
292 | (11) |
|
Distance Financial Services in the European Community |
|
|
294 | (1) |
|
Bank Charges to Consumers for Cross-Border Credit Transfers |
|
|
295 | (8) |
|
|
|
303 | (50) |
|
|
|
304 | (36) |
|
|
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304 | (18) |
|
|
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322 | (18) |
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Intrusions Upon Peace and Quiet |
|
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340 | (13) |
|
|
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341 | (2) |
|
|
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343 | (10) |
|
Product Quality and Safety |
|
|
353 | (70) |
|
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|
353 | (20) |
|
Guarantees Under European Community Law |
|
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353 | (6) |
|
|
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359 | (14) |
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373 | (50) |
|
|
|
376 | (6) |
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Product Liability Law: The European Community |
|
|
382 | (12) |
|
The State of the Art Defense |
|
|
394 | (4) |
|
Product Liability Law: The United States |
|
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398 | (16) |
|
|
|
414 | (5) |
|
Defective Products and Economic Loss |
|
|
419 | (4) |
|
Consumer Contracts and Unfair Terms |
|
|
423 | (86) |
|
How Consumers ``Agree'' to Contracts in the Twenty-First Century: Standard Form Contracts |
|
|
423 | (29) |
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The Standard Form Contract System |
|
|
423 | (7) |
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E-Commerce: Implications for Consumers |
|
|
430 | (22) |
|
|
|
452 | (16) |
|
Unfair Terms: The United States |
|
|
455 | (7) |
|
Unfair Terms: The European Community Directive on Unfair Terms in Consumer Contracts |
|
|
462 | (6) |
|
|
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468 | (28) |
|
|
|
468 | (18) |
|
|
|
486 | (10) |
|
Critique of Past Regulatory Efforts and Proposals for New Approaches |
|
|
496 | (13) |
|
The Failures of Past Efforts |
|
|
496 | (7) |
|
|
|
503 | (6) |
|
|
|
509 | (62) |
|
|
|
509 | (13) |
|
|
|
509 | (9) |
|
|
|
518 | (3) |
|
International Consumer Protection Groups |
|
|
521 | (1) |
|
|
|
522 | (49) |
|
|
|
523 | (13) |
|
|
|
536 | (8) |
|
Alternative Dispute Resolution |
|
|
544 | (13) |
|
Mechanisms for Resolving Consumer Complaints in the European Community |
|
|
557 | (14) |
| Index |
|
571 | |
Lisainfo e-raamatute kohta