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E-raamat: Designing the Digital Euro: Privacy and Security through Blockchain Design

  • Formaat: PDF+DRM
  • Ilmumisaeg: 27-Feb-2026
  • Kirjastus: Edward Elgar Publishing Ltd
  • Keel: eng
  • ISBN-13: 9781035390649
  • Formaat - PDF+DRM
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  • Formaat: PDF+DRM
  • Ilmumisaeg: 27-Feb-2026
  • Kirjastus: Edward Elgar Publishing Ltd
  • Keel: eng
  • ISBN-13: 9781035390649

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This pioneering book examines the legal, economic, and technological foundations of the proposed digital euro, and explores the potential design of an EU Central Bank Digital Currency (CBDC).

Annelieke A.M. Mooij provides insights into the suggested legal framework behind the digital euro, as well as the different actors involved in its development and implementation. She examines key design choices, such as single-tier versus dual-tier models, and their implications for financial stability and user access. The book assesses how a blockchain-based architecture has the potential to protect privacy while also ensuring compliance with fundamental rights and anti-money laundering legislation and cyber-resilience. Presenting a comprehensive analysis of the digital euro and its design, chapters combine legal and technological assessments of blockchain design choices in light of public policymaking.





Grounded in EU law and monetary policy, this concise and accessible book is essential reading for scholars and students of finance and banking law, internet and technology law, and regulation and governance. Practitioners in the field of financial law, analysts and policymakers who are introducing CBDC, and those working in fintech will also benefit from its valuable insights.

Arvustused

After doing important research on the independence of the European Central Bank during the euro-crisis and Covid-19, Annelieke Mooij has now written a cutting-edge book focusing on the digital euro. This volume will be of relevance to academics and especially policy-makers, at a time when digital currencies are spreading globally and the ECB prepares to launch its digital euro. -- Federico Fabbrini, Dublin European Law Institute, Dublin City University, Ireland Clear, timely, and insightful; this book makes sense of the digital euro and why it matters to us all. -- David Ramiro Troitino, Director, Jean Monnet Centre of Excellence EUdigital, Tallinn University of Technology, Estonia

Contents
1 Introduction to Designing the Digital Euro
2 Why a digital euro?
3 The ECBs independence and the applicability of secondary
law
4 ECB tasks
5 Fundamental rights framework
6 Digital euro and social credit
7 The design of the digital euro
8 Designing the digital euro: micro-level
9 Designing the digital euro: meso-level
10 Designing the digital euro: macro-level
11 Blockchain settlement
12 Design choices for blockchain settlement
13 Conclusion to Designing the Digital Euro
Annelieke A.M. Mooij, Assistant Professor of Public Law, Department of Public Law and Governance at Tilburg Law School, Tilburg University, the Netherlands