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E-raamat: Manage Your Money Like a F*cking Grown-Up: The Best Money Advice You Never Got

4.35/5 (1104 hinnangut Goodreads-ist)
  • Formaat: EPUB+DRM
  • Ilmumisaeg: 18-Apr-2019
  • Kirjastus: Robinson
  • Keel: eng
  • ISBN-13: 9781472143433
  • Formaat - EPUB+DRM
  • Hind: 4,49 €*
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  • See e-raamat on mõeldud ainult isiklikuks kasutamiseks. E-raamatuid ei saa tagastada.
  • Formaat: EPUB+DRM
  • Ilmumisaeg: 18-Apr-2019
  • Kirjastus: Robinson
  • Keel: eng
  • ISBN-13: 9781472143433

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You're going to earn plenty of money over your lifetime. Are you going to waste it on stupid crap that doesn't make you happy, or let it buy your freedom and your most audacious dreams?

We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. In Manage Your Money Like a F*cking Grown Up, Sam Beckbessinger tells it to you straight: how to take control of your money to take control of your life.

In this clear and engaging basic guide to managing your finances, you will learn: - How to trick your dumb brain into saving more, without giving up fun - How to make a bona fide grown-up budget - Why you need to forget what you've learned about credit - How to negotiate a raise - Why buying a house (probably) won't make you rich - The one super-simple investment you need

With helpful exercises, informative illustrations (also: kittens) and straightforward advice, this book doesn't shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you'd had at 25, but is never too late to read.

Arvustused

Easy to read, despite covering quite heavy topics . . . Since reading the book I've made far more financial decisions about my future in the last few days than in the entire year so far! -- Katy Stevens * katykicker * This is not just a personal finance book but a mix of Beckbessinger's personal experience and psychology research into human behaviour, distilled in a useful and effective way that helps us understand why we spend more than we should, why women invest less than men, and how we can improve our financial situations -- Sonia * Money for the Modern Girl * Potty-mouth Sam Beckbessinger tells us like it is with straight-talking no nonsense advice for those wanting to see results * Independent *

Why did I write this book? 11(2)
This book's approach 13(2)
Chapter 1 This book is for you
15(25)
Money and freedom
15(11)
The economy is broken
26(7)
Your brain on money
33(7)
Chapter 2 A money crash course
40(31)
Money is simple; finance dudes want you to think it's hard
42(2)
Save your money
44(9)
Grow your money
53(11)
Keep your money safe
64(7)
Chapter 3 Get your shit together
71(22)
Your money dashboard
71(1)
Track your money
72(2)
Get the details about your accounts
74(6)
Categorise your spending
80(5)
Bonus round: Check your credit score
85(2)
Stop: Analysis time
87(2)
Managing the feels
89(4)
Chapter 4 Figure out which game you're playing
93(20)
Play one game at a time
93(2)
Game 1 Emergency Lockdown Mode
95(1)
Game 2 Build an Oh Shit Fund
96(2)
Game 3 Get the Fuck Out of Debt
98(6)
Game 4 Build a Table-flip Fund
104(1)
Optional Game 5: Special Savings Goals
105(2)
Game 6 Work for Your Freedom
107(2)
Game 7 Don't Be Old and Poor
109(3)
Putting it all together
112(1)
Chapter 5 Wrangle your spending
113(54)
Pay yourself first
113(1)
How to tackle your spending
114(3)
Recurring bills
117(5)
Dealing with exceptions
122(5)
Day-to-day spending
127(7)
Home, expensive home
134(11)
Your car will make you poor
145(7)
Everything you need to know about taxes
152(6)
Money and your family
158(9)
Chapter 6 Making money
167(16)
What do you want to do when you grow up?
167(4)
Funding studies
171(2)
Side-hustles
173(4)
There's no such thing as free money
177(6)
Chapter 7 Get the right accounts
183(46)
General principles for choosing accounts
183(2)
Basic bank accounts
185(4)
Cut up your credit cards
189(2)
Savings accounts
191(3)
Some principles for investing
194(10)
Investing for your retirement
204(6)
Investing for your freedom
210(9)
Insurance
219(8)
Stuff to ignore
227(2)
Chapter 8 Staying motivated
229(14)
Is all this too easy for you, boffin? Wanna try some financial maths?
229(2)
Your new money habits
231(4)
See a financial adviser
235(4)
Enjoy your life
239(4)
Bibliography 243(2)
Acknowledgements 245
Sam Beckbessinger is a writer and fintech entrepreneur who has spent most of the past ten years building tools to help people manage their money better. Sam also writes fiction and once high-fived Barack Obama (true story). She lives in Cape Town, South Africa.