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Eliminate debt and save your way to financial freedom with social media sensation Santis OGarros fool-proof advice. In December 2018, Santis OGarro found herself in a dire situation: a newly single mother in 15k of debt, with bills mounting and no one to turn to for help. Something had to change. The only option was to face her bad financial habits so she could get out of debt and fast.



A year later, she had not only eradicated her debt, but was also financially secure enough to quit her job and pursue a new career. Here, she shows you how to change your money mindset so you can live a debt-free life, too.



Packed with practical advice, you will learn how to conquer:



The weekly shop Monthly bills Annual car insurance Back-to-school fees



and even have some cash left over for an emergency fund and special occasions.



So take the stress out of saving and let The Money Mentor show you the way to financial freedom.
Introduction: Origins 1(16)
PART 1 YOUR RELATIONSHIP WITH MONEY
1 The Psychology Behind Our Money Habits
17(24)
2 Taking Stock of Your Finances
41(25)
3 Budgets
66(39)
4 Don't Panic! Dealing with Debt
105(8)
5 Emergency Funds and Sinking Funds
113(20)
PART 2 MONEY AND MODERN LIVING
6 State Benefits
133(15)
7 Employments and Side Hustles
148(16)
8 Getting the Most from Financial Institutions
164(13)
9 No-Spend Days
177(18)
PART 3 SAVING MONEY EVERYDAY
10 Food
195(26)
11 Energy-Saving Tips
221(22)
12 General Savings
243(26)
13 Conclusion
269(2)
Acknowledgements 271(2)
Further Reading 273
Santis OGarro is a life-coach, entrepreneur and a social media money mentor. Finding herself in debt up to her eyeballs and a newly single mother, she started the popular Instagram account The Caribbean Dub to share her journey of clearing 15,026 of debt, and she has since amassed 25k followers. She is a co-presenter of RTÉs hit TV show The Price of Everything and a financial columnist for Irish Country Magazine.