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E-raamat: Property Law

(Solicitor and Visiting Lecturer in Law at the University of Westminster)
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Property Law is the perfect companion to guide the reader through the intricacies of the conveyancing process. Drawing on the author's considerable experience of legal practice, and suitable for use on courses with either a residential or a commercial conveyancing focus, this book offers
lively and accessible explanations of often complex processes. With highly practical guidance on how to approach each stage of a conveyancing transaction in practice, this book is ideal for use as a core text on the Legal Practice Course or as a valuable source of reference where knowledge of the
conveyancing process is essential.

Digital formats and resources

This edition is available for students and institutions to purchase in a variety of formats, and is supported by online resources.
- Access to a digital version of this book comes with every purchase to enable a more flexible learning experience--12 months' access to this title on Law Trove will be available from 15 July 2021. Access must be redeemed by 30 June 2022.
- The online resources include: multiple choice questions; case study documentation; guide to completing prescribed clauses in leases; problem questions and answer guidance; interactive timelines; additional chapter (Commonhold); lists of wider reading and websites for further information; and
figures from the book.
Preface xv
Guided tour of the book xvi
Table of cases xviii
Table of legislation xxii
Table of statutory instruments xxv
Table of codes of conduct and non-statutory material xxvi
1 Introduction 1(3)
1.1 Introduction to Property Law and Practice
1(3)
2 Important principles of land law 4(14)
2.1 Introduction
4(1)
2.2 Estates and interests in land
4(1)
2.3 Trusts and co-ownership
5(1)
2.4 Easements
6(3)
2.5 Freehold covenants
9(2)
2.6 Leases
11(1)
2.7 Mortgages
12(2)
2.8 Third party rights, overriding interests, and the register of title
14(4)
3 An outline of a conveyancing transaction 18(6)
3.1 Introduction
18(1)
3.2 A transaction in outline
18(1)
3.3 Energy Performance Certificates
19(1)
3.4 The Land Registry Portal
20(2)
3.5 The Law Society Conveyancing Quality Scheme
22(1)
3.6 Future developments
22(1)
Self-test questions
22(1)
Suggested answers to self-test questions
23(1)
Online resources case studies
23(1)
4 Taking instructions and other initial matters 24(22)
4.1 Introduction
24(1)
4.2 Advice on co-ownership
25(1)
4.3 Advice on survey
26(2)
4.4 Estate agents
28(1)
4.5 Capital gains tax-will the seller have to pay it?
28(2)
4.6 Stamp duty land tax-will the buyer have to pay it?
30(2)
4.7 Client care and advice on costs
32(1)
4.8 Professional conduct
33(4)
4.9 Law Society Conveyancing Protocol
37(1)
4.10 Advice on finance
38(3)
Self-test questions
41(1)
Short revision questions
42(1)
Suggested answers to self-test questions
42(1)
Suggested answers to short revision questions
43(2)
Online resources case studies
45(1)
5 The draft contract 46(13)
5.1 Introduction
46(1)
5.2 Occupiers and tenancies
46(1)
5.3 Seller's duty of disclosure
47(1)
5.4 Formalities
48(1)
5.5 Contents of the contract
48(1)
5.6 Deposit
49(1)
5.7 Completion
49(1)
5.8 Title guarantee
50(1)
5.9 Indemnity covenants
50(1)
5.10 Sales of part
51(3)
5.11 Option agreements
54(1)
5.12 Conditional contracts
54(1)
Self-test questions
55(1)
Short revision questions
56(1)
Suggested answers to self-test questions
56(1)
Suggested answers to short revision questions
57(1)
Online resources case studies
58(1)
6 Pre-contract searches and enquiries 59(20)
6.1 Introduction
59(2)
6.2 Pre-contract searches
61(1)
6.3 Why do searches?
62(1)
6.4 The seller's Energy Performance Certificate
62(1)
6.5 What searches should you do and when?
63(5)
6.6 Pre-contract enquiries
68(1)
6.7 Why raise pre-contract enquiries?
68(1)
6.8 What enquiries should you raise and when?
69(2)
6.9 Commercial property enquiries
71(1)
6.10 A pre-contract decision tree
72(2)
Self-test questions
74(1)
Short revision questions
75(1)
Suggested answers to self-test questions
75(1)
Suggested answers to short revision questions
76(2)
Online resources case studies
78(1)
7 Town and country planning 79(11)
7.1 Introduction
79(1)
7.2 Obtaining planning permission
80(1)
7.3 Use classes
81(2)
7.4 Other planning-related issues
83(1)
7.5 Breaches of planning control and enforcement
83(1)
7.6 Building regulations
84(1)
7.7 Typical planning enquiries
84(2)
7.8 Town and country planning decision tree
86(1)
Self-test questions
86(1)
Short revision questions
87(1)
Suggested answers to self-test questions
87(1)
Suggested answers to short revision questions
88(1)
Online resources case studies
89(1)
8 Deducing and investigating title 90(13)
8.1 Introduction
90(1)
8.2 Deducing title
90(2)
8.3 Investigating title
92(4)
8.4 Some special title situations
96(2)
Self-test questions
98(1)
Short revision questions
99(1)
Suggested answers to self-test questions
100(1)
Suggested answers to short revision questions
100(2)
Online resources case studies
102(1)
9 Mortgages 103(18)
9.1 Introduction
103(1)
9.2 Common types of mortgage
104(1)
9.3 Mortgage guarantee scheme, 'help to buy', and lifetime ISAs
105(1)
9.4 Financial Services and Markets Act 2000
105(1)
9.5 Acting for borrower and lender
106(2)
9.6 Mortgage offer
108(1)
9.7 Lender's instructions to solicitor
109(1)
9.8 The mortgage deed
110(1)
9.9 Certificate of title to the lender
111(1)
9.10 Postponing occupiers' rights
112(1)
9.11 The Etridge case-guaranteeing another person's debts
113(1)
9.12 Leasehold mortgages
114(1)
9.13 Perfecting the mortgage after completion
114(1)
9.14 Commercial property mortgages
115(1)
9.15 Mortgage fraud
116(1)
Self-test questions
117(1)
Short revision questions
117(1)
Suggested answers to self-test questions
118(1)
Suggested answers to short revision questions
118(2)
Online resources case studies
120(1)
10 Exchange of contracts 121(20)
10.1 Introduction
121(1)
10.2 Pre-exchange matters
122(6)
10.3 Exchange of contracts
128(3)
10.4 Action to be taken immediately after exchange of contracts
131(1)
10.5 The effect of a binding contract
131(1)
10.6 Risk and responsibility for buildings insurance
132(1)
10.7 Protecting the contract by registration
133(1)
10.8 Occupation by the buyer before completion
133(1)
10.9 Variation of the contract between exchange and completion
134(1)
10.10 Death of seller or buyer between exchange and completion
135(2)
10.11 Bankruptcy of seller or buyer between exchange and completion
137(1)
Self-test questions
137(1)
Short revision questions
138(1)
Suggested answers to self-test questions
139(1)
Suggested answers to short revision questions
139(1)
Online resources case studies
140(1)
11 The purchase deed 141(10)
11.1 Introduction
141(1)
11.2 Drafting and approving the deed
141(1)
11.3 Form of purchase deed
142(2)
11.4 Plans
144(1)
11.5 Execution of purchase deed
145(1)
11.6 Advising the client
146(1)
Self-test questions
146(1)
Short revision questions
147(1)
Suggested answers to self-test questions
147(1)
Suggested answers to short revision questions
148(1)
Online resources case studies
149(2)
12 Pre-completion procedures 151(17)
12.1 Introduction
151(1)
12.2 Pre-completion procedures
151(2)
12.3 Pre-completion when acting for the buyer
153(1)
12.4 Pre-completion when acting for the seller
154(1)
12.5 Pre-completion searches
155(5)
12.6 Acting for the lender
160(1)
12.7 Buying from a company
160(1)
12.8 Physical inspection of the subject property
161(1)
12.9 Completion and financial statements
161(1)
Self-test questions
162(1)
Short revision questions
163(1)
Suggested answers to self-test questions
164(1)
Suggested answers to short revision questions
165(2)
Online resources case studies
167(1)
13 Completion 168(11)
13.1 Introduction
168(1)
13.2 The how, where, and when for completion
169(1)
13.3 Deeds and unregistered land
170(1)
13.4 Postal completions-completion and the Protocol
170(2)
13.5 Dealing with the discharge of the seller's mortgage
172(2)
13.6 The electronic discharge (e-DS1)
174(1)
13.7 The outcome of completion
174(1)
Self-test questions
175(1)
Short revision questions
176(1)
Suggested answers to self-test questions
176(1)
Suggested answers to short revision questions
177(1)
Online resources case studies
178(1)
14 Post-completion procedures 179(17)
14.1 Introduction
179(1)
14.2 Post-completion procedures in flowcharts
179(1)
14.3 Acting for the seller
179(4)
14.4 Acting for the buyer
183(9)
Self-test questions
192(1)
Short revision questions
193(1)
Suggested answers to self-test questions
193(1)
Suggested answers to short revision questions
194(1)
Online resources case studies
195(1)
15 Delays and remedies 196(13)
15.1 Introduction
196(1)
15.2 Late completion
196(1)
15.3 Time of the essence
197(1)
15.4 Consequences of delay: compensation
197(1)
15.5 Notices to complete
198(2)
15.6 Remedies
200(2)
15.7 After completion
202(3)
Self-test questions
205(1)
Short revision questions
206(1)
Suggested answers to self-test questions
206(1)
Suggested answers to short revision questions
207(1)
Online resources case study
208(1)
16 Leaseholds 209(19)
16.1 Introduction
209(1)
16.2 Lease contents
210(6)
16.3 UK Finance Mortgage Lenders' Handbook (formerly the Council of Mortgage Lenders' Handbook) and leases
216(1)
16.4 Defective leases
216(1)
16.5 Liability on covenants in leases: enforcement
217(1)
16.6 Granting new leases
218(3)
16.7 Existing leases
221(2)
16.8 Enfranchisement
223(1)
Self-test questions
224(1)
Short revision questions
225(1)
Suggested answers to self-test questions
225(1)
Suggested answers to short revision questions
226(1)
Online resources case study
227(1)
17 New properties 228(9)
17.1 Introduction
228(1)
17.2 Acting for the developer
229(1)
17.3 Acting for the buyer
230(1)
17.4 Road and sewer agreements
231(1)
17.5 Structural defects insurance
231(2)
17.6 Synchronizing completion of a related sale
233(1)
Self-test questions
233(1)
Short revision questions
234(1)
Suggested answers to self-test questions
234(1)
Suggested answers to short revision questions
235(2)
18 Commercial conveyancing 237(25)
18.1 Introduction
237(1)
18.2 Commercial leases
237(9)
18.3 Buying and selling commercial freeholds
246(8)
18.4 Commercial property and some elements of revenue law
254(5)
Self-test questions ,
259(1)
Short revision questions
260(1)
Suggested answers to self-test questions
260(1)
Suggested answers to short revision questions
261(1)
Online resources case study
261(1)
19 Landlord and Tenant Act 1954, Part II 262(35)
19.1 Introduction
262(1)
19.2 Need for 'tenancy'
262(2)
19.3 Need for 'occupation'
264(1)
19.4 Need for 'the purposes of a business'
264(1)
19.5 Key methods of termination under the act
265(8)
19.6 'The holding'
273(1)
19.7 'Competent landlord'
273(2)
19.8 Section 40 notices
275(3)
19.9 Interim rent applications
278(1)
19.10 Landlord's statutory grounds of opposition
279(8)
19.11 Tenant's right to compensation
287(1)
19.12 The terms of the new tenancy
288(4)
Self-test questions
292(1)
Short revision questions
292(1)
Suggested answers to self-test questions
293(1)
Suggested answers to short revision questions
293(2)
Online resources case study
295(2)
20 Assessment guidance 297(8)
20.1 Examination/subject assessment/technique generally
297(5)
20.2 Property law and practice and examinations/subject assessments
302(1)
20.3 And finally, a few concluding words
303(2)
Appendix 1: Additional chapter 305(1)
Appendix 2: Specimen Land Registry official copy entries and the title plan 306(3)
Appendix 3: Standard Conditions of Sale (5th edition-2018 Revision) (National Conditions of Sale, 25th edition, Law Society's Conditions of Sale 2011) 309(10)
Appendix 4: Example Contract for Sale of Residential Property Incorporating Standard Conditions of Sale (5th edition-2018 Revision) 319(2)
Appendix 5: Property Information Form (3rd edition) 321(1)
Appendix 6: The Law Society Conveyancing Protocol 322(1)
Appendix 7: The UK Finance Mortgage Lenders' Handbook for England and Wales: Part 1 323(1)
Appendix 8: Law Society's formulae for exchanging contracts by telephone 324(1)
Appendix 9: TR1 325(4)
Index 329
Mark Richards is a Solicitor and Visiting Lecturer in Law at the University of Westminster. He has previous experience as a partner in a central London solicitors' firm specializing in all aspects of property law.
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